Buffalo County, SD: Home-Insurance Distress & Forced-Sale Pressure
Buffalo County, SD: 32/100 (moderate) home-insurance distress; Buffalo, SD band LOW; Buffalo, SD #1,548 of 3,222 counties; Buffalo, SD #11 of 66 in South Dakota; raw Buffalo, SD 42.7; Buffalo, SD coverage multiplier 0.85.
FEMA hazard, Buffalo, SD: 63/100; Buffalo, SD declarations, three years: 6; Buffalo, SD perils: 2 flood, 3 severe-storm; Buffalo, SD five-year count 2 (severity 3.0); Buffalo, SD ten-year 2; hazard-weighted, Buffalo, SD: 9.0.
Declared incidents on the Buffalo, SD record: 2026 Severe Storm 2; 2024 Flood 2 (Buffalo, SD).
NFIP claims, Buffalo, SD, three years: none; Buffalo, SD claim-stress 0/100.
Buffalo, SD monthly score held, 30 (March 2026) to 30 (October 2026); Buffalo, SD by month: March 30, April 30, May 30, June 30 (Buffalo, SD), July 27, August 26, September 32, October 30.
Buffalo, SD components: climate 60; Buffalo, SD retreat index 30; Buffalo, SD climate multiplier 0.85.
Construction distress, Buffalo, SD: 34/100 as of August 2026 (Buffalo, SD: 34/100 one-to-four unit, 0/100 multifamily).
DLRadar rescores Buffalo, SD monthly; Buffalo, SD readings join Buffalo, SD foreclosure, lien and ownership parcels (Buffalo, SD), so cost-squeezed Buffalo, SD owners surface before listing.
Inside South Dakota, Buffalo County ranks 11th of 66 counties for home-insurance distress at 32/100; Bennett County (32/100) sits just above Buffalo County, and Hand County (32/100) sits just below Buffalo County.
Deterministic. Every Buffalo County, SD signal traces to a public Buffalo dataset (FEMA, NFIP, Census for Buffalo, SD) · how insurance distress works in Buffalo, SD · methodology
FAQ: Buffalo County, SD insurance distress
What is the Buffalo County, SD home-insurance-distress score?
Buffalo, SD: 32/100 (LOW), #1,548 of 3,222, #11 in South Dakota. FEMA hazard, Buffalo, SD: 63/100; NFIP stress, Buffalo, SD: 0/100; construction, Buffalo, SD: 34/100; Buffalo, SD rescores monthly.
Is Buffalo County insurance distress getting better or worse (SD)?
Buffalo, SD: 30 in March 2026; Buffalo, SD: 30 in October 2026 (unchanged); Buffalo, SD climate component 60.
Why does Buffalo, SD insurance distress create sellers?
A Buffalo, SD premium outruns the Buffalo, SD budget; a carrier leaves Buffalo, SD; Buffalo, SD carrying cost passes plan; Buffalo, SD owners sell while current; Buffalo, SD insurance distress leads Buffalo, SD foreclosure data.