Grant County, SD: Home-Insurance Distress & Forced-Sale Pressure
Grant County, SD: 5/100 (low) home-insurance distress; Grant, SD band LOW; Grant, SD #2,484 of 3,222 counties; Grant, SD #34 of 66 in South Dakota; raw Grant, SD 6.1; Grant, SD coverage multiplier 0.85.
FEMA hazard, Grant, SD: 0/100; Grant, SD declarations, three years: none; Grant, SD five-year count 2 (severity 2.0); Grant, SD ten-year 2.
Declared incidents on the Grant, SD record: 2023 Flood 1 (Grant, SD).
NFIP claims, Grant, SD, three years: 1; Grant, SD payouts $0; per Grant, SD claim $0; Grant, SD claim-stress 15/100.
Grant, SD monthly score rose, 0 (March 2026) to 5 (October 2026); Grant, SD by month: March 0, April 0, May 0, June 0 (Grant, SD), July 0, August 0, September 0, October 5.
Grant, SD components: NFIP claims 15; Grant, SD retreat index 5; Grant, SD climate multiplier 0.85.
Construction distress, Grant, SD: 46/100 as of August 2026 (Grant, SD: 62/100 one-to-four unit, 0/100 multifamily).
Grant, SD ZIPs, June 2026 (Grant, SD, 12 highest): score 0 (Grant, SD), climate 52 (Grant, SD): 57263; score 0 (Grant, SD), climate 33 (Grant, SD): 57227; score 0 (Grant, SD), climate 31 (Grant, SD): 57256, 57266; score 0 (Grant, SD), climate 30 (Grant, SD): 57216; score 0 (Grant, SD), climate 29 (Grant, SD): 57252; score 0 (Grant, SD), climate 28 (Grant, SD): 57246, 57251, 57264, 57269; score 0 (Grant, SD), climate 23 (Grant, SD): 57265; score 0 (Grant, SD), climate 22 (Grant, SD): 57259.
DLRadar rescores Grant, SD monthly; Grant, SD readings join Grant, SD foreclosure, lien and ownership parcels (Grant, SD), so cost-squeezed Grant, SD owners surface before listing.
Inside South Dakota, Grant County ranks 34th of 66 counties for home-insurance distress at 5/100; Codington County (18/100) sits just above Grant County, and Brookings County (0/100) sits just below Grant County.
Deterministic. Every Grant County, SD signal traces to a public Grant dataset (FEMA, NFIP, Census for Grant, SD) · how insurance distress works in Grant, SD · methodology
FAQ: Grant County, SD insurance distress
What is the Grant County, SD home-insurance-distress score?
Grant, SD: 5/100 (LOW), #2,484 of 3,222, #34 in South Dakota. FEMA hazard, Grant, SD: 0/100; NFIP stress, Grant, SD: 15/100; construction, Grant, SD: 46/100; Grant, SD rescores monthly.
Is Grant County insurance distress getting better or worse (SD)?
Grant, SD: 0 in March 2026; Grant, SD: 5 in October 2026 (worse); Grant, SD NFIP claims score 15.
How many flood-insurance claims has Grant County, SD had?
Grant, SD: 1 NFIP claims, three years; Grant, SD paid $0; per Grant, SD claim $0; carriers reprice Grant, SD against that record.
Which Grant County ZIP codes carry the most insurance distress (SD)?
Grant, SD, June 2026: 57263 at 0, 57227 at 0, 57256 at 0, 57266 at 0; Grant, SD climate scores there: 52, 33, 31, 31.
Why does Grant, SD insurance distress create sellers?
A Grant, SD premium outruns the Grant, SD budget; a carrier leaves Grant, SD; Grant, SD carrying cost passes plan; Grant, SD owners sell while current; Grant, SD insurance distress leads Grant, SD foreclosure data.