Hand County, SD: Home-Insurance Distress & Forced-Sale Pressure
Hand County, SD: 32/100 (moderate) home-insurance distress; Hand, SD band LOW; Hand, SD #1,549 of 3,222 counties; Hand, SD #12 of 66 in South Dakota; raw Hand, SD 42.7; Hand, SD coverage multiplier 0.85.
FEMA hazard, Hand, SD: 63/100; Hand, SD declarations, three years: 6; Hand, SD perils: 2 flood, 3 severe-storm; Hand, SD five-year count 4 (severity 5.0); Hand, SD ten-year 4; hazard-weighted, Hand, SD: 9.0.
Declared incidents on the Hand, SD record: 2026 Severe Storm 2; 2024 Flood 2 (Hand, SD); 2023 Flood 1 (Hand, SD).
NFIP claims, Hand, SD, three years: none; Hand, SD claim-stress 0/100.
Hand, SD monthly score held, 30 (March 2026) to 30 (October 2026); Hand, SD by month: March 30, April 30, May 30, June 30 (Hand, SD), July 27, August 26, September 32, October 30.
Hand, SD components: climate 60; Hand, SD retreat index 30; Hand, SD climate multiplier 0.85.
Construction distress, Hand, SD: 45/100 as of August 2026 (Hand, SD: 46/100 one-to-four unit, 0/100 multifamily).
Hand, SD ZIPs, June 2026 (Hand, SD, 8 highest): score 0 (Hand, SD), climate 25 (Hand, SD): 57381; score 0 (Hand, SD), climate 22 (Hand, SD): 57469, 57476; score 0 (Hand, SD), climate 9 (Hand, SD): 57362, 57373; score 0 (Hand, SD), climate 8 (Hand, SD): 57371, 57467, 57470.
DLRadar rescores Hand, SD monthly; Hand, SD readings join Hand, SD foreclosure, lien and ownership parcels (Hand, SD), so cost-squeezed Hand, SD owners surface before listing.
Inside South Dakota, Hand County ranks 12th of 66 counties for home-insurance distress at 32/100; Buffalo County (32/100) sits just above Hand County, and Aurora County (27/100) sits just below Hand County.
Deterministic. Every Hand County, SD signal traces to a public Hand dataset (FEMA, NFIP, Census for Hand, SD) · how insurance distress works in Hand, SD · methodology
FAQ: Hand County, SD insurance distress
What is the Hand County, SD home-insurance-distress score?
Hand, SD: 32/100 (LOW), #1,549 of 3,222, #12 in South Dakota. FEMA hazard, Hand, SD: 63/100; NFIP stress, Hand, SD: 0/100; construction, Hand, SD: 45/100; Hand, SD rescores monthly.
Is Hand County insurance distress getting better or worse (SD)?
Hand, SD: 30 in March 2026; Hand, SD: 30 in October 2026 (unchanged); Hand, SD climate component 60.
Which Hand County ZIP codes carry the most insurance distress (SD)?
Hand, SD, June 2026: 57381 at 0, 57469 at 0, 57476 at 0, 57362 at 0; Hand, SD climate scores there: 25, 22, 22, 9.
Why does Hand, SD insurance distress create sellers?
A Hand, SD premium outruns the Hand, SD budget; a carrier leaves Hand, SD; Hand, SD carrying cost passes plan; Hand, SD owners sell while current; Hand, SD insurance distress leads Hand, SD foreclosure data.