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Hughes County, SD: Home-Insurance Distress & Forced-Sale Pressure

Hughes County, SD: 21/100 (low) home-insurance distress; Hughes, SD band LOW; Hughes, SD #2,248 of 3,222 counties; Hughes, SD #30 of 66 in South Dakota; raw Hughes, SD 24.3; Hughes, SD coverage multiplier 0.85.

FEMA hazard, Hughes, SD: 40/100; Hughes, SD declarations, three years: 2; Hughes, SD perils: 2 severe-storm; hazard-weighted, Hughes, SD: 2.0.

Declared incidents on the Hughes, SD record: 2026 Severe Storm 3 (Hughes, SD).

NFIP claims, Hughes, SD, three years: none; Hughes, SD claim-stress 0/100.

Hughes, SD monthly score rose, 0 (March 2026) to 20 (October 2026); Hughes, SD by month: March 0, April 0, May 0, June 0 (Hughes, SD), July 0, August 0, September 21, October 20.

Hughes, SD components: climate 40; Hughes, SD retreat index 20; Hughes, SD climate multiplier 0.85.

Construction distress, Hughes, SD: 0/100 as of August 2026 (Hughes, SD: 89/100 one-to-four unit, 0/100 multifamily).

Hughes, SD ZIPs, June 2026 (Hughes, SD, 3 highest): score 0 (Hughes, SD), climate 21 (Hughes, SD): 57522, 57536; score 0 (Hughes, SD), climate 19 (Hughes, SD): 57501.

DLRadar rescores Hughes, SD monthly; Hughes, SD readings join Hughes, SD foreclosure, lien and ownership parcels (Hughes, SD), so cost-squeezed Hughes, SD owners surface before listing.

Inside South Dakota, Hughes County ranks 30th of 66 counties for home-insurance distress at 21/100; Beadle County (21/100) sits just above Hughes County, and Hyde County (21/100) sits just below Hughes County.

Insurance distress
21/100
Hughes, SD: LOW
National rank
#2248
Hughes, SD: of 3,222 counties
FEMA hazard
40/100
Hughes County hazard
NFIP claim stress
0/100
Hughes, SD 3-year
Flood claims (3y)
0
Hughes, SD
Claims paid (3y)
$0
Hughes, SD payouts
Per claim
$0
Hughes, SD
Construction distress
0/100
Hughes, SD

Deterministic. Every Hughes County, SD signal traces to a public Hughes dataset (FEMA, NFIP, Census for Hughes, SD) · how insurance distress works in Hughes, SD · methodology

FAQ: Hughes County, SD insurance distress

What is the Hughes County, SD home-insurance-distress score?

Hughes, SD: 21/100 (LOW), #2,248 of 3,222, #30 in South Dakota. FEMA hazard, Hughes, SD: 40/100; NFIP stress, Hughes, SD: 0/100; construction, Hughes, SD: 0/100; Hughes, SD rescores monthly.

Is Hughes County insurance distress getting better or worse (SD)?

Hughes, SD: 0 in March 2026; Hughes, SD: 20 in October 2026 (worse); Hughes, SD climate component 40.

Which Hughes County ZIP codes carry the most insurance distress (SD)?

Hughes, SD, June 2026: 57522 at 0, 57536 at 0, 57501 at 0; Hughes, SD climate scores there: 21, 21, 19.

Why does Hughes, SD insurance distress create sellers?

A Hughes, SD premium outruns the Hughes, SD budget; a carrier leaves Hughes, SD; Hughes, SD carrying cost passes plan; Hughes, SD owners sell while current; Hughes, SD insurance distress leads Hughes, SD foreclosure data.

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