Hutchinson County, SD: Home-Insurance Distress & Forced-Sale Pressure
Hutchinson County, SD: 57/100 (elevated) home-insurance distress; Hutchinson, SD band MEDIUM; Hutchinson, SD #969 of 3,222 counties; Hutchinson, SD #7 of 66 in South Dakota; raw Hutchinson, SD 61.0.
FEMA hazard, Hutchinson, SD: 52/100; Hutchinson, SD declarations, three years: 3; Hutchinson, SD perils: 2 flood; Hutchinson, SD five-year count 2 (severity 3.0); Hutchinson, SD ten-year 2; hazard-weighted, Hutchinson, SD: 6.0.
Declared incidents on the Hutchinson, SD record: 2024 Flood 2 (Hutchinson, SD).
NFIP claims, Hutchinson, SD, three years: 2; Hutchinson, SD payouts $31,020; per Hutchinson, SD claim $15,510; Hutchinson, SD claim-stress 64/100.
Hutchinson, SD monthly score fell, 62 (March 2026) to 57 (October 2026); Hutchinson, SD by month: March 62, April 62, May 61, June 61 (Hutchinson, SD), July 59, August 58, September 58, October 57.
Hutchinson, SD components: climate 52, NFIP claims 64; Hutchinson, SD retreat index 57.
Construction distress, Hutchinson, SD: 32/100 as of August 2026 (Hutchinson, SD: 43/100 one-to-four unit, 8/100 multifamily).
Hutchinson, SD ZIPs, June 2026 (Hutchinson, SD, 14 highest): score 0 (Hutchinson, SD), climate 55 (Hutchinson, SD): 57045; score 0 (Hutchinson, SD), climate 53 (Hutchinson, SD): 57052, 57354; score 0 (Hutchinson, SD), climate 52 (Hutchinson, SD): 57319; score 0 (Hutchinson, SD), climate 49 (Hutchinson, SD): 57366; score 0 (Hutchinson, SD), climate 48 (Hutchinson, SD): 57029; score 0 (Hutchinson, SD), climate 45 (Hutchinson, SD): 57376; score 0 (Hutchinson, SD), climate 43 (Hutchinson, SD): 57331; score 0 (Hutchinson, SD), climate 34 (Hutchinson, SD): 57043; score 0 (Hutchinson, SD), climate 33 (Hutchinson, SD): 57334; score 0 (Hutchinson, SD), climate 32 (Hutchinson, SD): 57332; score 0 (Hutchinson, SD), climate 28 (Hutchinson, SD): 57330; score 0 (Hutchinson, SD), climate 25 (Hutchinson, SD): 57059; score 0 (Hutchinson, SD), climate 13 (Hutchinson, SD): 57311.
DLRadar rescores Hutchinson, SD monthly; Hutchinson, SD readings join Hutchinson, SD foreclosure, lien and ownership parcels (Hutchinson, SD), so cost-squeezed Hutchinson, SD owners surface before listing.
Inside South Dakota, Hutchinson County ranks 7th of 66 counties for home-insurance distress at 57/100; Mccook County (61/100) sits just above Hutchinson County, and Clay County (52/100) sits just below Hutchinson County.
Deterministic. Every Hutchinson County, SD signal traces to a public Hutchinson dataset (FEMA, NFIP, Census for Hutchinson, SD) · how insurance distress works in Hutchinson, SD · methodology
FAQ: Hutchinson County, SD insurance distress
What is the Hutchinson County, SD home-insurance-distress score?
Hutchinson, SD: 57/100 (MEDIUM), #969 of 3,222, #7 in South Dakota. FEMA hazard, Hutchinson, SD: 52/100; NFIP stress, Hutchinson, SD: 64/100; construction, Hutchinson, SD: 32/100; Hutchinson, SD rescores monthly.
Is Hutchinson County insurance distress getting better or worse (SD)?
Hutchinson, SD: 62 in March 2026; Hutchinson, SD: 57 in October 2026 (better); Hutchinson, SD climate component 52; Hutchinson, SD NFIP claims score 64.
How many flood-insurance claims has Hutchinson County, SD had?
Hutchinson, SD: 2 NFIP claims, three years; Hutchinson, SD paid $31,020; per Hutchinson, SD claim $15,510; carriers reprice Hutchinson, SD against that record.
Which Hutchinson County ZIP codes carry the most insurance distress (SD)?
Hutchinson, SD, June 2026: 57045 at 0, 57052 at 0, 57354 at 0, 57319 at 0; Hutchinson, SD climate scores there: 55, 53, 53, 52.
Why does Hutchinson, SD insurance distress create sellers?
A Hutchinson, SD premium outruns the Hutchinson, SD budget; a carrier leaves Hutchinson, SD; Hutchinson, SD carrying cost passes plan; Hutchinson, SD owners sell while current; Hutchinson, SD insurance distress leads Hutchinson, SD foreclosure data.