Mccook County, SD: Home-Insurance Distress & Forced-Sale Pressure
Mccook County, SD: 61/100 (elevated) home-insurance distress; Mccook, SD band MEDIUM; Mccook, SD #855 of 3,222 counties; Mccook, SD #6 of 66 in South Dakota; raw Mccook, SD 65.5.
FEMA hazard, Mccook, SD: 52/100; Mccook, SD declarations, three years: 3; Mccook, SD perils: 2 flood; Mccook, SD five-year count 2 (severity 3.0); Mccook, SD ten-year 2; hazard-weighted, Mccook, SD: 6.0.
Declared incidents on the Mccook, SD record: 2024 Flood 2 (Mccook, SD).
NFIP claims, Mccook, SD, three years: 7; Mccook, SD payouts $128,547; per Mccook, SD claim $18,364; Mccook, SD claim-stress 75/100.
Mccook, SD monthly score fell, 66 (March 2026) to 61 (October 2026); Mccook, SD by month: March 66, April 66, May 66, June 66 (Mccook, SD), July 63, August 62, September 62, October 61.
Mccook, SD components: climate 52, NFIP claims 75; Mccook, SD retreat index 61.
Construction distress, Mccook, SD: 33/100 as of August 2026 (Mccook, SD: 39/100 one-to-four unit, 17/100 multifamily).
Mccook, SD ZIPs, June 2026 (Mccook, SD, 12 highest): score 0 (Mccook, SD), climate 87 (Mccook, SD): 57035; score 0 (Mccook, SD), climate 57 (Mccook, SD): 57048; score 0 (Mccook, SD), climate 53 (Mccook, SD): 57012; score 0 (Mccook, SD), climate 52 (Mccook, SD): 57058, 57319; score 0 (Mccook, SD), climate 48 (Mccook, SD): 57047; score 0 (Mccook, SD), climate 37 (Mccook, SD): 57042; score 0 (Mccook, SD), climate 34 (Mccook, SD): 57043, 57374; score 0 (Mccook, SD), climate 33 (Mccook, SD): 57053; score 0 (Mccook, SD), climate 32 (Mccook, SD): 57332; score 0 (Mccook, SD), climate 16 (Mccook, SD): 57321.
DLRadar rescores Mccook, SD monthly; Mccook, SD readings join Mccook, SD foreclosure, lien and ownership parcels (Mccook, SD), so cost-squeezed Mccook, SD owners surface before listing.
Inside South Dakota, Mccook County ranks 6th of 66 counties for home-insurance distress at 61/100; Lincoln County (67/100) sits just above Mccook County, and Hutchinson County (57/100) sits just below Mccook County.
Deterministic. Every Mccook County, SD signal traces to a public Mccook dataset (FEMA, NFIP, Census for Mccook, SD) · how insurance distress works in Mccook, SD · methodology
FAQ: Mccook County, SD insurance distress
What is the Mccook County, SD home-insurance-distress score?
Mccook, SD: 61/100 (MEDIUM), #855 of 3,222, #6 in South Dakota. FEMA hazard, Mccook, SD: 52/100; NFIP stress, Mccook, SD: 75/100; construction, Mccook, SD: 33/100; Mccook, SD rescores monthly.
Is Mccook County insurance distress getting better or worse (SD)?
Mccook, SD: 66 in March 2026; Mccook, SD: 61 in October 2026 (better); Mccook, SD climate component 52; Mccook, SD NFIP claims score 75.
How many flood-insurance claims has Mccook County, SD had?
Mccook, SD: 7 NFIP claims, three years; Mccook, SD paid $128,547; per Mccook, SD claim $18,364; carriers reprice Mccook, SD against that record.
Which Mccook County ZIP codes carry the most insurance distress (SD)?
Mccook, SD, June 2026: 57035 at 0, 57048 at 0, 57012 at 0, 57058 at 0; Mccook, SD climate scores there: 87, 57, 53, 52.
Why does Mccook, SD insurance distress create sellers?
A Mccook, SD premium outruns the Mccook, SD budget; a carrier leaves Mccook, SD; Mccook, SD carrying cost passes plan; Mccook, SD owners sell while current; Mccook, SD insurance distress leads Mccook, SD foreclosure data.