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Minnehaha County, SD: Home-Insurance Distress & Forced-Sale Pressure

Minnehaha County, SD: 67/100 (elevated) home-insurance distress; Minnehaha, SD band MEDIUM; Minnehaha, SD #715 of 3,222 counties; Minnehaha, SD #3 of 66 in South Dakota; raw Minnehaha, SD 70.8.

FEMA hazard, Minnehaha, SD: 52/100; Minnehaha, SD declarations, three years: 3; Minnehaha, SD perils: 2 flood; Minnehaha, SD five-year count 2 (severity 3.0); Minnehaha, SD ten-year 2; hazard-weighted, Minnehaha, SD: 6.0.

Declared incidents on the Minnehaha, SD record: 2024 Flood 2 (Minnehaha, SD).

NFIP claims, Minnehaha, SD, three years: 23; Minnehaha, SD payouts $907,966; per Minnehaha, SD claim $39,477; Minnehaha, SD claim-stress 89/100.

Minnehaha, SD monthly score fell, 71 (March 2026) to 67 (October 2026); Minnehaha, SD by month: March 71, April 71, May 70, June 70 (Minnehaha, SD), July 68, August 67, September 67, October 67.

Minnehaha, SD components: climate 52, NFIP claims 89; Minnehaha, SD retreat index 67.

Construction distress, Minnehaha, SD: 31/100 as of August 2026 (Minnehaha, SD: 58/100 one-to-four unit, 1/100 multifamily).

Minnehaha, SD ZIPs, June 2026 (Minnehaha, SD, 16 highest): score 0 (Minnehaha, SD), climate 90 (Minnehaha, SD): 57003, 57005, 57020, 57033, Minnehaha, SD 57041, 57055, 57103, 57104, Minnehaha, SD 57105, 57107, 57110, 57117, Minnehaha, SD 57197; score 0 (Minnehaha, SD), climate 88 (Minnehaha, SD): 57018; score 0 (Minnehaha, SD), climate 87 (Minnehaha, SD): 57035; score 0 (Minnehaha, SD), climate 85 (Minnehaha, SD): 57068.

DLRadar rescores Minnehaha, SD monthly; Minnehaha, SD readings join Minnehaha, SD foreclosure, lien and ownership parcels (Minnehaha, SD), so cost-squeezed Minnehaha, SD owners surface before listing.

Inside South Dakota, Minnehaha County ranks 3rd of 66 counties for home-insurance distress at 67/100; Davison County (68/100) sits just above Minnehaha County, and Turner County (67/100) sits just below Minnehaha County.

Insurance distress
67/100
Minnehaha, SD: MEDIUM
National rank
#715
Minnehaha, SD: of 3,222 counties
FEMA hazard
52/100
Minnehaha County hazard
NFIP claim stress
89/100
Minnehaha, SD 3-year
Flood claims (3y)
23
Minnehaha, SD
Claims paid (3y)
$907,966
Minnehaha, SD payouts
Per claim
$39,477
Minnehaha, SD
Construction distress
31/100
Minnehaha, SD

Deterministic. Every Minnehaha County, SD signal traces to a public Minnehaha dataset (FEMA, NFIP, Census for Minnehaha, SD) · how insurance distress works in Minnehaha, SD · methodology

FAQ: Minnehaha County, SD insurance distress

What is the Minnehaha County, SD home-insurance-distress score?

Minnehaha, SD: 67/100 (MEDIUM), #715 of 3,222, #3 in South Dakota. FEMA hazard, Minnehaha, SD: 52/100; NFIP stress, Minnehaha, SD: 89/100; construction, Minnehaha, SD: 31/100; Minnehaha, SD rescores monthly.

Is Minnehaha County insurance distress getting better or worse (SD)?

Minnehaha, SD: 71 in March 2026; Minnehaha, SD: 67 in October 2026 (better); Minnehaha, SD climate component 52; Minnehaha, SD NFIP claims score 89.

How many flood-insurance claims has Minnehaha County, SD had?

Minnehaha, SD: 23 NFIP claims, three years; Minnehaha, SD paid $907,966; per Minnehaha, SD claim $39,477; carriers reprice Minnehaha, SD against that record.

Which Minnehaha County ZIP codes carry the most insurance distress (SD)?

Minnehaha, SD, June 2026: 57003 at 0, 57005 at 0, 57020 at 0, 57033 at 0; Minnehaha, SD climate scores there: 90, 90, 90, 90.

Why does Minnehaha, SD insurance distress create sellers?

A Minnehaha, SD premium outruns the Minnehaha, SD budget; a carrier leaves Minnehaha, SD; Minnehaha, SD carrying cost passes plan; Minnehaha, SD owners sell while current; Minnehaha, SD insurance distress leads Minnehaha, SD foreclosure data.

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