Moody County, SD: Home-Insurance Distress & Forced-Sale Pressure
Moody County, SD: 27/100 (moderate) home-insurance distress; Moody, SD band LOW; Moody, SD #1,790 of 3,222 counties; Moody, SD #24 of 66 in South Dakota; raw Moody, SD 31.2; Moody, SD coverage multiplier 0.85.
FEMA hazard, Moody, SD: 52/100; Moody, SD declarations, three years: 2; Moody, SD perils: 2 flood; Moody, SD five-year count 2 (severity 3.0); Moody, SD ten-year 2; hazard-weighted, Moody, SD: 4.0.
Declared incidents on the Moody, SD record: 2024 Flood 2 (Moody, SD).
NFIP claims, Moody, SD, three years: none; Moody, SD claim-stress 0/100.
Moody, SD monthly score fell, 30 (March 2026) to 26 (October 2026); Moody, SD by month: March 30, April 30, May 30, June 30 (Moody, SD), July 27, August 26, September 27, October 26.
Moody, SD components: climate 52; Moody, SD retreat index 26; Moody, SD climate multiplier 0.85.
Construction distress, Moody, SD: 59/100 as of August 2026 (Moody, SD: 59/100 one-to-four unit, 10/100 multifamily).
Moody, SD ZIPs, June 2026 (Moody, SD, 13 highest): score 0 (Moody, SD), climate 60 (Moody, SD): 57022; score 0 (Moody, SD), climate 56 (Moody, SD): 57002, 57071; score 0 (Moody, SD), climate 55 (Moody, SD): 57006; score 0 (Moody, SD), climate 43 (Moody, SD): 57026; score 0 (Moody, SD), climate 37 (Moody, SD): 57075; score 0 (Moody, SD), climate 36 (Moody, SD): 57057; score 0 (Moody, SD), climate 29 (Moody, SD): 57017; score 0 (Moody, SD), climate 28 (Moody, SD): 57024, 57028, 57065; score 0 (Moody, SD), climate 20 (Moody, SD): 56164; score 0 (Moody, SD), climate 19 (Moody, SD): 56144.
DLRadar rescores Moody, SD monthly; Moody, SD readings join Moody, SD foreclosure, lien and ownership parcels (Moody, SD), so cost-squeezed Moody, SD owners surface before listing.
Inside South Dakota, Moody County ranks 24th of 66 counties for home-insurance distress at 27/100; Miner County (27/100) sits just above Moody County, and Sanborn County (27/100) sits just below Moody County.
Deterministic. Every Moody County, SD signal traces to a public Moody dataset (FEMA, NFIP, Census for Moody, SD) · how insurance distress works in Moody, SD · methodology
FAQ: Moody County, SD insurance distress
What is the Moody County, SD home-insurance-distress score?
Moody, SD: 27/100 (LOW), #1,790 of 3,222, #24 in South Dakota. FEMA hazard, Moody, SD: 52/100; NFIP stress, Moody, SD: 0/100; construction, Moody, SD: 59/100; Moody, SD rescores monthly.
Is Moody County insurance distress getting better or worse (SD)?
Moody, SD: 30 in March 2026; Moody, SD: 26 in October 2026 (better); Moody, SD climate component 52.
Which Moody County ZIP codes carry the most insurance distress (SD)?
Moody, SD, June 2026: 57022 at 0, 57002 at 0, 57071 at 0, 57006 at 0; Moody, SD climate scores there: 60, 56, 56, 55.
Why does Moody, SD insurance distress create sellers?
A Moody, SD premium outruns the Moody, SD budget; a carrier leaves Moody, SD; Moody, SD carrying cost passes plan; Moody, SD owners sell while current; Moody, SD insurance distress leads Moody, SD foreclosure data.