Roberts County, SD: Home-Insurance Distress & Forced-Sale Pressure
Roberts County, SD: 21/100 (low) home-insurance distress; Roberts, SD band LOW; Roberts, SD #2,072 of 3,222 counties; Roberts, SD #32 of 66 in South Dakota; raw Roberts, SD 25.3; Roberts, SD coverage multiplier 0.85.
FEMA hazard, Roberts, SD: 0/100; Roberts, SD declarations, three years: none; Roberts, SD five-year count 2 (severity 2.0); Roberts, SD ten-year 2.
Declared incidents on the Roberts, SD record: 2023 Flood 1 (Roberts, SD).
NFIP claims, Roberts, SD, three years: 2; Roberts, SD payouts $27,393; per Roberts, SD claim $13,696; Roberts, SD claim-stress 63/100.
Roberts, SD monthly score fell, 23 (March 2026) to 21 (October 2026); Roberts, SD by month: March 23, April 23, May 22, June 22 (Roberts, SD), July 22, August 22, September 22, October 21.
Roberts, SD components: NFIP claims 63; Roberts, SD retreat index 21; Roberts, SD climate multiplier 0.85.
Construction distress, Roberts, SD: 45/100 as of August 2026 (Roberts, SD: 46/100 one-to-four unit, 0/100 multifamily).
Roberts, SD ZIPs, June 2026 (Roberts, SD, 16 highest): score 0 (Roberts, SD), climate 40 (Roberts, SD): 58041; score 0 (Roberts, SD), climate 34 (Roberts, SD): 57224, 57255, 57257, 57260, Roberts, SD 57279; score 0 (Roberts, SD), climate 33 (Roberts, SD): 57227, 58053; score 0 (Roberts, SD), climate 32 (Roberts, SD): 57262; score 0 (Roberts, SD), climate 31 (Roberts, SD): 57256, 57266; score 0 (Roberts, SD), climate 30 (Roberts, SD): 57216; score 0 (Roberts, SD), climate 29 (Roberts, SD): 57252; score 0 (Roberts, SD), climate 27 (Roberts, SD): 57273; score 0 (Roberts, SD), climate 22 (Roberts, SD): 56219; score 0 (Roberts, SD), climate 18 (Roberts, SD): 57270.
DLRadar rescores Roberts, SD monthly; Roberts, SD readings join Roberts, SD foreclosure, lien and ownership parcels (Roberts, SD), so cost-squeezed Roberts, SD owners surface before listing.
Inside South Dakota, Roberts County ranks 28th of 66 counties for home-insurance distress at 21/100; Yankton County (27/100) sits just above Roberts County, and Beadle County (21/100) sits just below Roberts County.
Deterministic. Every Roberts County, SD signal traces to a public Roberts dataset (FEMA, NFIP, Census for Roberts, SD) · how insurance distress works in Roberts, SD · methodology
FAQ: Roberts County, SD insurance distress
What is the Roberts County, SD home-insurance-distress score?
Roberts, SD: 21/100 (LOW), #2,072 of 3,222, #32 in South Dakota. FEMA hazard, Roberts, SD: 0/100; NFIP stress, Roberts, SD: 63/100; construction, Roberts, SD: 45/100; Roberts, SD rescores monthly.
Is Roberts County insurance distress getting better or worse (SD)?
Roberts, SD: 23 in March 2026; Roberts, SD: 21 in October 2026 (better); Roberts, SD NFIP claims score 63.
How many flood-insurance claims has Roberts County, SD had?
Roberts, SD: 2 NFIP claims, three years; Roberts, SD paid $27,393; per Roberts, SD claim $13,696; carriers reprice Roberts, SD against that record.
Which Roberts County ZIP codes carry the most insurance distress (SD)?
Roberts, SD, June 2026: 58041 at 0, 57224 at 0, 57255 at 0, 57257 at 0; Roberts, SD climate scores there: 40, 34, 34, 34.
Why does Roberts, SD insurance distress create sellers?
A Roberts, SD premium outruns the Roberts, SD budget; a carrier leaves Roberts, SD; Roberts, SD carrying cost passes plan; Roberts, SD owners sell while current; Roberts, SD insurance distress leads Roberts, SD foreclosure data.