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Todd County, SD: Home-Insurance Distress & Forced-Sale Pressure

Todd County, SD: 0/100 (low) home-insurance distress; Todd, SD band ZERO; Todd, SD #3,053 of 3,222 counties; Todd, SD #64 of 66 in South Dakota; Todd, SD coverage multiplier 0.70.

FEMA hazard, Todd, SD: 0/100; Todd, SD declarations, three years: none.

NFIP claims, Todd, SD, three years: none; Todd, SD claim-stress 0/100.

Todd, SD monthly score: 0 in every month from March 2026 (Todd, SD) through October 2026.

Todd, SD components: all zero this month; Todd, SD climate multiplier 0.70.

Construction distress, Todd, SD: 20/100 as of August 2026 (Todd, SD: 23/100 one-to-four unit, 0/100 multifamily).

Todd, SD ZIPs, June 2026 (Todd, SD, 9 highest): score 0 (Todd, SD), climate 30 (Todd, SD): 57580; score 0 (Todd, SD), climate 28 (Todd, SD): 57555, 57563, 57570, 57572; score 0 (Todd, SD), climate 25 (Todd, SD): 57566; score 0 (Todd, SD), climate 19 (Todd, SD): 69212; score 0 (Todd, SD), climate 17 (Todd, SD): 69216; score 0 (Todd, SD), climate 15 (Todd, SD): 69201.

DLRadar rescores Todd, SD monthly; Todd, SD readings join Todd, SD foreclosure, lien and ownership parcels (Todd, SD), so cost-squeezed Todd, SD owners surface before listing.

Inside South Dakota, Todd County ranks 64th of 66 counties for home-insurance distress at 0/100; Sully County (0/100) sits just above Todd County, and Walworth County (0/100) sits just below Todd County.

Insurance distress
0/100
Todd, SD: ZERO
National rank
#3053
Todd, SD: of 3,222 counties
FEMA hazard
0/100
Todd County hazard
NFIP claim stress
0/100
Todd, SD 3-year
Flood claims (3y)
0
Todd, SD
Claims paid (3y)
$0
Todd, SD payouts
Per claim
$0
Todd, SD
Construction distress
20/100
Todd, SD

Deterministic. Every Todd County, SD signal traces to a public Todd dataset (FEMA, NFIP, Census for Todd, SD) · how insurance distress works in Todd, SD · methodology

FAQ: Todd County, SD insurance distress

What is the Todd County, SD home-insurance-distress score?

Todd, SD: 0/100 (ZERO), #3,053 of 3,222, #64 in South Dakota. FEMA hazard, Todd, SD: 0/100; NFIP stress, Todd, SD: 0/100; construction, Todd, SD: 20/100; Todd, SD rescores monthly.

Is Todd County insurance distress getting better or worse (SD)?

Todd, SD: 0 in March 2026; Todd, SD: 0 in October 2026 (unchanged).

Which Todd County ZIP codes carry the most insurance distress (SD)?

Todd, SD, June 2026: 57580 at 0, 57555 at 0, 57563 at 0, 57570 at 0; Todd, SD climate scores there: 30, 28, 28, 28.

Why does Todd, SD insurance distress create sellers?

A Todd, SD premium outruns the Todd, SD budget; a carrier leaves Todd, SD; Todd, SD carrying cost passes plan; Todd, SD owners sell while current; Todd, SD insurance distress leads Todd, SD foreclosure data.

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