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Yankton County, SD: Home-Insurance Distress & Forced-Sale Pressure

Yankton County, SD: 27/100 (moderate) home-insurance distress; Yankton, SD band LOW; Yankton, SD #1,793 of 3,222 counties; Yankton, SD #27 of 66 in South Dakota; raw Yankton, SD 35.3; Yankton, SD coverage multiplier 0.85.

FEMA hazard, Yankton, SD: 52/100; Yankton, SD declarations, three years: 3; Yankton, SD perils: 2 flood; Yankton, SD five-year count 2 (severity 3.0); Yankton, SD ten-year 2; hazard-weighted, Yankton, SD: 6.0.

Declared incidents on the Yankton, SD record: 2024 Flood 2 (Yankton, SD).

NFIP claims, Yankton, SD, three years: none; Yankton, SD claim-stress 0/100.

Yankton, SD monthly score fell, 30 (March 2026) to 26 (October 2026); Yankton, SD by month: March 30, April 30, May 30, June 30 (Yankton, SD), July 27, August 26, September 27, October 26.

Yankton, SD components: climate 52; Yankton, SD retreat index 26; Yankton, SD climate multiplier 0.85.

Construction distress, Yankton, SD: 63/100 as of August 2026 (Yankton, SD: 58/100 one-to-four unit, 65/100 multifamily).

Yankton, SD ZIPs, June 2026 (Yankton, SD, 10 highest): score 0 (Yankton, SD), climate 61 (Yankton, SD): 57046, 57067, 57078; score 0 (Yankton, SD), climate 60 (Yankton, SD): 57040; score 0 (Yankton, SD), climate 56 (Yankton, SD): 57037; score 0 (Yankton, SD), climate 55 (Yankton, SD): 57045; score 0 (Yankton, SD), climate 54 (Yankton, SD): 57031; score 0 (Yankton, SD), climate 53 (Yankton, SD): 57072; score 0 (Yankton, SD), climate 34 (Yankton, SD): 57070; score 0 (Yankton, SD), climate 26 (Yankton, SD): 57063.

DLRadar rescores Yankton, SD monthly; Yankton, SD readings join Yankton, SD foreclosure, lien and ownership parcels (Yankton, SD), so cost-squeezed Yankton, SD owners surface before listing.

Inside South Dakota, Yankton County ranks 27th of 66 counties for home-insurance distress at 27/100; Tripp County (27/100) sits just above Yankton County, and Roberts County (21/100) sits just below Yankton County.

Insurance distress
27/100
Yankton, SD: LOW
National rank
#1793
Yankton, SD: of 3,222 counties
FEMA hazard
52/100
Yankton County hazard
NFIP claim stress
0/100
Yankton, SD 3-year
Flood claims (3y)
0
Yankton, SD
Claims paid (3y)
$0
Yankton, SD payouts
Per claim
$0
Yankton, SD
Construction distress
63/100
Yankton, SD

Deterministic. Every Yankton County, SD signal traces to a public Yankton dataset (FEMA, NFIP, Census for Yankton, SD) · how insurance distress works in Yankton, SD · methodology

FAQ: Yankton County, SD insurance distress

What is the Yankton County, SD home-insurance-distress score?

Yankton, SD: 27/100 (LOW), #1,793 of 3,222, #27 in South Dakota. FEMA hazard, Yankton, SD: 52/100; NFIP stress, Yankton, SD: 0/100; construction, Yankton, SD: 63/100; Yankton, SD rescores monthly.

Is Yankton County insurance distress getting better or worse (SD)?

Yankton, SD: 30 in March 2026; Yankton, SD: 26 in October 2026 (better); Yankton, SD climate component 52.

Which Yankton County ZIP codes carry the most insurance distress (SD)?

Yankton, SD, June 2026: 57046 at 0, 57067 at 0, 57078 at 0, 57040 at 0; Yankton, SD climate scores there: 61, 61, 61, 60.

Why does Yankton, SD insurance distress create sellers?

A Yankton, SD premium outruns the Yankton, SD budget; a carrier leaves Yankton, SD; Yankton, SD carrying cost passes plan; Yankton, SD owners sell while current; Yankton, SD insurance distress leads Yankton, SD foreclosure data.

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