Benton County, TN: Home-Insurance Distress & Forced-Sale Pressure
Benton County, TN: 21/100 (low) home-insurance distress; Benton, TN band LOW; Benton, TN #2,252 of 3,222 counties; Benton, TN #74 of 95 in Tennessee; raw Benton, TN 27.4; Benton, TN coverage multiplier 0.85.
FEMA hazard, Benton, TN: 40/100; Benton, TN declarations, three years: 9; Benton, TN perils: 3 severe-storm; Benton, TN five-year count 8 (severity 14.0); Benton, TN ten-year 8; hazard-weighted, Benton, TN: 3.0.
Declared incidents on the Benton, TN record: 2026 Winter Storm 4; 2025 Severe Storm 2 (Benton, TN); 2023 Severe Storm 2 (Benton, TN).
NFIP claims, Benton, TN, three years: none; Benton, TN claim-stress 0/100.
Benton, TN monthly score fell, 24 (March 2026) to 20 (October 2026); Benton, TN by month: March 24, April 24, May 24, June 24 (Benton, TN), July 23, August 26, September 21, October 20.
Benton, TN components: climate 40; Benton, TN retreat index 20; Benton, TN climate multiplier 0.85.
Construction distress, Benton, TN: 76/100 as of August 2026 (Benton, TN: 76/100 one-to-four unit, 0/100 multifamily).
Benton, TN ZIPs, June 2026 (Benton, TN, 7 highest): score 0 (Benton, TN), climate 68 (Benton, TN): 38317; score 0 (Benton, TN), climate 66 (Benton, TN): 38387; score 0 (Benton, TN), climate 36 (Benton, TN): 38221, 38320, 38333, 38341; score 0 (Benton, TN), climate 34 (Benton, TN): 38380.
DLRadar rescores Benton, TN monthly; Benton, TN readings join Benton, TN foreclosure, lien and ownership parcels (Benton, TN), so cost-squeezed Benton, TN owners surface before listing.
Inside Tennessee, Benton County ranks 74th of 95 counties for home-insurance distress at 21/100; Bedford County (21/100) sits just above Benton County, and Bledsoe County (21/100) sits just below Benton County.
Deterministic. Every Benton County, TN signal traces to a public Benton dataset (FEMA, NFIP, Census for Benton, TN) · how insurance distress works in Benton, TN · methodology
FAQ: Benton County, TN insurance distress
What is the Benton County, TN home-insurance-distress score?
Benton, TN: 21/100 (LOW), #2,252 of 3,222, #74 in Tennessee. FEMA hazard, Benton, TN: 40/100; NFIP stress, Benton, TN: 0/100; construction, Benton, TN: 76/100; Benton, TN rescores monthly.
Is Benton County insurance distress getting better or worse (TN)?
Benton, TN: 24 in March 2026; Benton, TN: 20 in October 2026 (better); Benton, TN climate component 40.
Which Benton County ZIP codes carry the most insurance distress (TN)?
Benton, TN, June 2026: 38317 at 0, 38387 at 0, 38221 at 0, 38320 at 0; Benton, TN climate scores there: 68, 66, 36, 36.
Why does Benton, TN insurance distress create sellers?
A Benton, TN premium outruns the Benton, TN budget; a carrier leaves Benton, TN; Benton, TN carrying cost passes plan; Benton, TN owners sell while current; Benton, TN insurance distress leads Benton, TN foreclosure data.