Cannon County, TN: Home-Insurance Distress & Forced-Sale Pressure
DLRadar grades Cannon County, Tennessee at 65/100 for home-insurance distress, an elevated level that places it #732 of 3,222 counties, in the upper half of U.S. counties. The trigger here is the premium, not the payment: uninsurable or unaffordable coverage moves owners to list ahead of any default.
Because Cannon County is rebuilt monthly from fresh federal and carrier inputs, the score you see is current to the latest renewal cycle, and its #732 national rank moves as conditions do.
Replacement economics add to the squeeze — a 74/100 construction-distress reading means rebuilding here is costly, and premiums follow rebuild cost.
Hazard exposure of 51/100 alongside 86/100 in flood-claim stress is the combination that turns Cannon County owners into insurance-motivated sellers.
The 65/100 signal is only useful next to the rest: in Cannon County it is layered with foreclosure, tax-lien and ownership data so a rising premium and a looming default can be read on the same parcel.
The reading rests on a FEMA hazard score of 51/100; NFIP flood-claim stress of 86/100 over three years - the specific exposures that widen premiums and shrink the carrier pool in Cannon County.
For an acquisition buyer, a elevated reading of 65/100 in Cannon County is a targeting cue: it says a meaningful slice of local owners face a coverage bill rising faster than they planned for, and some will sell rather than absorb it.
Flood losses tell the story: 12 NFIP claims and $486,904 paid out over three years, averaging $40,575 apiece -- exactly the history that hardens rates.
Every county gets the same monthly FEMA/NFIP/carrier scoring, linked through to parcel-level distress and ownership data. That is how coverage-pressured owners surface before they reach the open market.
Deterministic. Every signal traces to a public dataset (FEMA, NFIP, Census) · how insurance distress works · methodology
Cannon County insurance distress — FAQ
How bad is home-insurance distress in Cannon County, Tennessee?
DLRadar grades Cannon County at 65/100 - MEDIUM, #732 of 3,222 U.S. counties. It combines FEMA hazard (51/100), three-year NFIP flood-claim stress (86/100) and carrier-withdrawal pressure, refreshed monthly from federal records.
What is the NFIP flood-claim history for Cannon County?
Cannon County recorded 12 NFIP flood claims over the trailing three years, with $486,904 paid -- the loss record carriers price against.
Why do premium increases create listings in Cannon County?
A premium that outpaces the budget -- or a carrier that stops writing in Cannon County altogether -- lifts carrying cost past what the owner planned for. Selling becomes the rational response, and it typically happens before any default appears in the record, which is why the signal leads rather than lags.