Claiborne County, TN: Home-Insurance Distress & Forced-Sale Pressure
Claiborne County, TN: 35/100 (moderate) home-insurance distress; Claiborne, TN band LOW; Claiborne, TN #1,484 of 3,222 counties; Claiborne, TN #56 of 95 in Tennessee; raw Claiborne, TN 41.0; Claiborne, TN coverage multiplier 0.85.
FEMA hazard, Claiborne, TN: 68/100; Claiborne, TN declarations, three years: 8; Claiborne, TN perils: 2 tropical-storm, 2 severe-storm; Claiborne, TN five-year count 8 (severity 15.0); Claiborne, TN ten-year 8; hazard-weighted, Claiborne, TN: 8.0.
Declared incidents on the Claiborne, TN record: 2026 Winter Storm 4; 2025 Severe Storm 2 (Claiborne, TN); 2024 Tropical Storm 2 (Claiborne, TN).
NFIP claims, Claiborne, TN, three years: none; Claiborne, TN claim-stress 0/100.
Claiborne, TN monthly score fell, 36 (March 2026) to 35 (October 2026); Claiborne, TN by month: March 36, April 36, May 38, June 38 (Claiborne, TN), July 36, August 46, September 36, October 35.
Claiborne, TN components: climate 68; Claiborne, TN retreat index 35; Claiborne, TN climate multiplier 0.85.
Construction distress, Claiborne, TN: 30/100 as of August 2026 (Claiborne, TN: 36/100 one-to-four unit, 0/100 multifamily).
Claiborne, TN ZIPs, June 2026 (Claiborne, TN, 11 highest): score 0 (Claiborne, TN), climate 60 (Claiborne, TN): 40965; score 0 (Claiborne, TN), climate 43 (Claiborne, TN): 37715; score 0 (Claiborne, TN), climate 39 (Claiborne, TN): 37724, 37730, 37752, 37851; score 0 (Claiborne, TN), climate 38 (Claiborne, TN): 37825, 37870; score 0 (Claiborne, TN), climate 33 (Claiborne, TN): 37879; score 0 (Claiborne, TN), climate 16 (Claiborne, TN): 37881; score 0 (Claiborne, TN), climate 13 (Claiborne, TN): 37869.
DLRadar rescores Claiborne, TN monthly; Claiborne, TN readings join Claiborne, TN foreclosure, lien and ownership parcels (Claiborne, TN), so cost-squeezed Claiborne, TN owners surface before listing.
Inside Tennessee, Claiborne County ranks 56th of 95 counties for home-insurance distress at 35/100; Carroll County (37/100) sits just above Claiborne County, and Jefferson County (35/100) sits just below Claiborne County.
Deterministic. Every Claiborne County, TN signal traces to a public Claiborne dataset (FEMA, NFIP, Census for Claiborne, TN) · how insurance distress works in Claiborne, TN · methodology
FAQ: Claiborne County, TN insurance distress
What is the Claiborne County, TN home-insurance-distress score?
Claiborne, TN: 35/100 (LOW), #1,484 of 3,222, #56 in Tennessee. FEMA hazard, Claiborne, TN: 68/100; NFIP stress, Claiborne, TN: 0/100; construction, Claiborne, TN: 30/100; Claiborne, TN rescores monthly.
Is Claiborne County insurance distress getting better or worse (TN)?
Claiborne, TN: 36 in March 2026; Claiborne, TN: 35 in October 2026 (better); Claiborne, TN climate component 68.
Which Claiborne County ZIP codes carry the most insurance distress (TN)?
Claiborne, TN, June 2026: 40965 at 0, 37715 at 0, 37724 at 0, 37730 at 0; Claiborne, TN climate scores there: 60, 43, 39, 39.
Why does Claiborne, TN insurance distress create sellers?
A Claiborne, TN premium outruns the Claiborne, TN budget; a carrier leaves Claiborne, TN; Claiborne, TN carrying cost passes plan; Claiborne, TN owners sell while current; Claiborne, TN insurance distress leads Claiborne, TN foreclosure data.