Dyer County, TN: Home-Insurance Distress & Forced-Sale Pressure
Dyer County, TN: 69/100 (elevated) home-insurance distress; Dyer, TN band MEDIUM; Dyer, TN #656 of 3,222 counties; Dyer, TN #9 of 95 in Tennessee.
FEMA hazard, Dyer, TN: 52/100; Dyer, TN declarations, three years: 8; Dyer, TN perils: 4 severe-storm; Dyer, TN five-year count 8 (severity 16.0); Dyer, TN ten-year 8; hazard-weighted, Dyer, TN: 4.0.
Declared incidents on the Dyer, TN record: 2026 Winter Storm 4; 2025 Severe Storm 4 (Dyer, TN).
NFIP claims, Dyer, TN, three years: 45; Dyer, TN payouts $2,789,126; per Dyer, TN claim $61,981; Dyer, TN claim-stress 94/100.
Dyer, TN monthly score fell, 73 (March 2026) to 69 (October 2026); Dyer, TN by month: March 73, April 73, May 72, June 72 (Dyer, TN), July 70, August 80, September 69, October 69.
Dyer, TN components: climate 52, NFIP claims 94; Dyer, TN retreat index 69.
Construction distress, Dyer, TN: 69/100 as of August 2026 (Dyer, TN: 69/100 one-to-four unit, 0/100 multifamily).
Dyer, TN ZIPs, June 2026 (Dyer, TN, 11 highest): score 0 (Dyer, TN), climate 85 (Dyer, TN): 38007, 38024, 38030, 38047, Dyer, TN 38059, 38070; score 0 (Dyer, TN), climate 82 (Dyer, TN): 38259; score 0 (Dyer, TN), climate 80 (Dyer, TN): 38240; score 0 (Dyer, TN), climate 65 (Dyer, TN): 38040; score 0 (Dyer, TN), climate 61 (Dyer, TN): 38034, 38080.
DLRadar rescores Dyer, TN monthly; Dyer, TN readings join Dyer, TN foreclosure, lien and ownership parcels (Dyer, TN), so cost-squeezed Dyer, TN owners surface before listing.
Inside Tennessee, Dyer County ranks 9th of 95 counties for home-insurance distress at 69/100; Sevier County (74/100) sits just above Dyer County, and Hamilton County (69/100) sits just below Dyer County.
Deterministic. Every Dyer County, TN signal traces to a public Dyer dataset (FEMA, NFIP, Census for Dyer, TN) · how insurance distress works in Dyer, TN · methodology
FAQ: Dyer County, TN insurance distress
What is the Dyer County, TN home-insurance-distress score?
Dyer, TN: 69/100 (MEDIUM), #656 of 3,222, #9 in Tennessee. FEMA hazard, Dyer, TN: 52/100; NFIP stress, Dyer, TN: 94/100; construction, Dyer, TN: 69/100; Dyer, TN rescores monthly.
Is Dyer County insurance distress getting better or worse (TN)?
Dyer, TN: 73 in March 2026; Dyer, TN: 69 in October 2026 (better); Dyer, TN climate component 52; Dyer, TN NFIP claims score 94.
How many flood-insurance claims has Dyer County, TN had?
Dyer, TN: 45 NFIP claims, three years; Dyer, TN paid $2,789,126; per Dyer, TN claim $61,981; carriers reprice Dyer, TN against that record.
Which Dyer County ZIP codes carry the most insurance distress (TN)?
Dyer, TN, June 2026: 38007 at 0, 38024 at 0, 38030 at 0, 38047 at 0; Dyer, TN climate scores there: 85, 85, 85, 85.
Why does Dyer, TN insurance distress create sellers?
A Dyer, TN premium outruns the Dyer, TN budget; a carrier leaves Dyer, TN; Dyer, TN carrying cost passes plan; Dyer, TN owners sell while current; Dyer, TN insurance distress leads Dyer, TN foreclosure data.