Fentress County, TN: Home-Insurance Distress & Forced-Sale Pressure
Fentress County, TN: 21/100 (low) home-insurance distress; Fentress, TN band LOW; Fentress, TN #2,259 of 3,222 counties; Fentress, TN #81 of 95 in Tennessee; raw Fentress, TN 24.3; Fentress, TN coverage multiplier 0.85.
FEMA hazard, Fentress, TN: 40/100; Fentress, TN declarations, three years: 6; Fentress, TN perils: 2 severe-storm; Fentress, TN five-year count 8 (severity 14.0); Fentress, TN ten-year 8; hazard-weighted, Fentress, TN: 2.0.
Declared incidents on the Fentress, TN record: 2026 Winter Storm 4; 2025 Severe Storm 2 (Fentress, TN); 2023 Severe Storm 2 (Fentress, TN).
NFIP claims, Fentress, TN, three years: none; Fentress, TN claim-stress 0/100.
Fentress, TN monthly score fell, 24 (March 2026) to 20 (October 2026); Fentress, TN by month: March 24, April 24, May 24, June 24 (Fentress, TN), July 23, August 26, September 21, October 20.
Fentress, TN components: climate 40; Fentress, TN retreat index 20; Fentress, TN climate multiplier 0.85.
Construction distress, Fentress, TN: 0/100 as of August 2026 (Fentress, TN: 1/100 one-to-four unit, 0/100 multifamily).
Fentress, TN ZIPs, June 2026 (Fentress, TN, 9 highest): score 0 (Fentress, TN), climate 49 (Fentress, TN): 38574; score 0 (Fentress, TN), climate 23 (Fentress, TN): 38504, 38553, 38556, 38565, Fentress, TN 38589; score 0 (Fentress, TN), climate 20 (Fentress, TN): 37726; score 0 (Fentress, TN), climate 12 (Fentress, TN): 38577; score 0 (Fentress, TN), climate 5 (Fentress, TN): 38549.
DLRadar rescores Fentress, TN monthly; Fentress, TN readings join Fentress, TN foreclosure, lien and ownership parcels (Fentress, TN), so cost-squeezed Fentress, TN owners surface before listing.
Inside Tennessee, Fentress County ranks 81st of 95 counties for home-insurance distress at 21/100; Dekalb County (21/100) sits just above Fentress County, and Lake County (21/100) sits just below Fentress County.
Deterministic. Every Fentress County, TN signal traces to a public Fentress dataset (FEMA, NFIP, Census for Fentress, TN) · how insurance distress works in Fentress, TN · methodology
FAQ: Fentress County, TN insurance distress
What is the Fentress County, TN home-insurance-distress score?
Fentress, TN: 21/100 (LOW), #2,259 of 3,222, #81 in Tennessee. FEMA hazard, Fentress, TN: 40/100; NFIP stress, Fentress, TN: 0/100; construction, Fentress, TN: 0/100; Fentress, TN rescores monthly.
Is Fentress County insurance distress getting better or worse (TN)?
Fentress, TN: 24 in March 2026; Fentress, TN: 20 in October 2026 (better); Fentress, TN climate component 40.
Which Fentress County ZIP codes carry the most insurance distress (TN)?
Fentress, TN, June 2026: 38574 at 0, 38504 at 0, 38553 at 0, 38556 at 0; Fentress, TN climate scores there: 49, 23, 23, 23.
Why does Fentress, TN insurance distress create sellers?
A Fentress, TN premium outruns the Fentress, TN budget; a carrier leaves Fentress, TN; Fentress, TN carrying cost passes plan; Fentress, TN owners sell while current; Fentress, TN insurance distress leads Fentress, TN foreclosure data.