Grainger County, TN: Home-Insurance Distress & Forced-Sale Pressure
Grainger County, TN: 65/100 (elevated) home-insurance distress; Grainger, TN band MEDIUM; Grainger, TN #792 of 3,222 counties; Grainger, TN #20 of 95 in Tennessee.
FEMA hazard, Grainger, TN: 68/100; Grainger, TN declarations, three years: 8; Grainger, TN perils: 2 tropical-storm, 2 severe-storm; Grainger, TN five-year count 8 (severity 15.0); Grainger, TN ten-year 8; hazard-weighted, Grainger, TN: 8.0.
Declared incidents on the Grainger, TN record: 2026 Winter Storm 4; 2025 Severe Storm 2 (Grainger, TN); 2024 Tropical Storm 2 (Grainger, TN).
NFIP claims, Grainger, TN, three years: 1; Grainger, TN payouts $16,258; per Grainger, TN claim $16,258; Grainger, TN claim-stress 59/100.
Grainger, TN monthly score rose, 36 (March 2026) to 64 (October 2026); Grainger, TN by month: March 36, April 36, May 38, June 38 (Grainger, TN), July 36, August 46, September 36, October 64.
Grainger, TN components: climate 68, NFIP claims 59; Grainger, TN retreat index 64.
Construction distress, Grainger, TN: 45/100 as of August 2026 (Grainger, TN: 45/100 one-to-four unit, 5/100 multifamily).
Grainger, TN ZIPs, June 2026 (Grainger, TN, 9 highest): score 0 (Grainger, TN), climate 84 (Grainger, TN): 37806; score 0 (Grainger, TN), climate 51 (Grainger, TN): 37811; score 0 (Grainger, TN), climate 17 (Grainger, TN): 37709; score 0 (Grainger, TN), climate 16 (Grainger, TN): 37708, 37779, 37861, 37881, Grainger, TN 37888; score 0 (Grainger, TN), climate 15 (Grainger, TN): 37848.
DLRadar rescores Grainger, TN monthly; Grainger, TN readings join Grainger, TN foreclosure, lien and ownership parcels (Grainger, TN), so cost-squeezed Grainger, TN owners surface before listing.
Inside Tennessee, Grainger County ranks 20th of 95 counties for home-insurance distress at 65/100; Cheatham County (65/100) sits just above Grainger County, and Madison County (63/100) sits just below Grainger County.
Deterministic. Every Grainger County, TN signal traces to a public Grainger dataset (FEMA, NFIP, Census for Grainger, TN) · how insurance distress works in Grainger, TN · methodology
FAQ: Grainger County, TN insurance distress
What is the Grainger County, TN home-insurance-distress score?
Grainger, TN: 65/100 (MEDIUM), #792 of 3,222, #20 in Tennessee. FEMA hazard, Grainger, TN: 68/100; NFIP stress, Grainger, TN: 59/100; construction, Grainger, TN: 45/100; Grainger, TN rescores monthly.
Is Grainger County insurance distress getting better or worse (TN)?
Grainger, TN: 36 in March 2026; Grainger, TN: 64 in October 2026 (worse); Grainger, TN climate component 68; Grainger, TN NFIP claims score 59.
How many flood-insurance claims has Grainger County, TN had?
Grainger, TN: 1 NFIP claims, three years; Grainger, TN paid $16,258; per Grainger, TN claim $16,258; carriers reprice Grainger, TN against that record.
Which Grainger County ZIP codes carry the most insurance distress (TN)?
Grainger, TN, June 2026: 37806 at 0, 37811 at 0, 37709 at 0, 37708 at 0; Grainger, TN climate scores there: 84, 51, 17, 16.
Why does Grainger, TN insurance distress create sellers?
A Grainger, TN premium outruns the Grainger, TN budget; a carrier leaves Grainger, TN; Grainger, TN carrying cost passes plan; Grainger, TN owners sell while current; Grainger, TN insurance distress leads Grainger, TN foreclosure data.