Hancock County, TN: Home-Insurance Distress & Forced-Sale Pressure
Hancock County, TN: 67/100 (elevated) home-insurance distress; Hancock, TN band MEDIUM; Hancock, TN #707 of 3,222 counties; Hancock, TN #14 of 95 in Tennessee.
FEMA hazard, Hancock, TN: 68/100; Hancock, TN declarations, three years: 8; Hancock, TN perils: 2 tropical-storm, 2 severe-storm; Hancock, TN five-year count 8 (severity 15.0); Hancock, TN ten-year 8; hazard-weighted, Hancock, TN: 8.0.
Declared incidents on the Hancock, TN record: 2026 Winter Storm 4; 2025 Severe Storm 2 (Hancock, TN); 2024 Tropical Storm 2 (Hancock, TN).
NFIP claims, Hancock, TN, three years: 1; Hancock, TN payouts $33,499; per Hancock, TN claim $33,499; Hancock, TN claim-stress 65/100.
Hancock, TN monthly score fell, 70 (March 2026) to 67 (October 2026); Hancock, TN by month: March 70, April 70, May 72, June 72 (Hancock, TN), July 70, August 81, September 69, October 67.
Hancock, TN components: climate 68, NFIP claims 65; Hancock, TN retreat index 67.
Construction distress, Hancock, TN: 27/100 as of August 2026 (Hancock, TN: 28/100 one-to-four unit, 0/100 multifamily).
Hancock, TN ZIPs, June 2026 (Hancock, TN, 5 highest): score 0 (Hancock, TN), climate 33 (Hancock, TN): 37879; score 0 (Hancock, TN), climate 30 (Hancock, TN): 37731; score 0 (Hancock, TN), climate 16 (Hancock, TN): 37881; score 0 (Hancock, TN), climate 13 (Hancock, TN): 37869; score 0 (Hancock, TN), climate 9 (Hancock, TN): 37765.
DLRadar rescores Hancock, TN monthly; Hancock, TN readings join Hancock, TN foreclosure, lien and ownership parcels (Hancock, TN), so cost-squeezed Hancock, TN owners surface before listing.
Inside Tennessee, Hancock County ranks 14th of 95 counties for home-insurance distress at 67/100; Sumner County (67/100) sits just above Hancock County, and Obion County (67/100) sits just below Hancock County.
Deterministic. Every Hancock County, TN signal traces to a public Hancock dataset (FEMA, NFIP, Census for Hancock, TN) · how insurance distress works in Hancock, TN · methodology
FAQ: Hancock County, TN insurance distress
What is the Hancock County, TN home-insurance-distress score?
Hancock, TN: 67/100 (MEDIUM), #707 of 3,222, #14 in Tennessee. FEMA hazard, Hancock, TN: 68/100; NFIP stress, Hancock, TN: 65/100; construction, Hancock, TN: 27/100; Hancock, TN rescores monthly.
Is Hancock County insurance distress getting better or worse (TN)?
Hancock, TN: 70 in March 2026; Hancock, TN: 67 in October 2026 (better); Hancock, TN climate component 68; Hancock, TN NFIP claims score 65.
How many flood-insurance claims has Hancock County, TN had?
Hancock, TN: 1 NFIP claims, three years; Hancock, TN paid $33,499; per Hancock, TN claim $33,499; carriers reprice Hancock, TN against that record.
Which Hancock County ZIP codes carry the most insurance distress (TN)?
Hancock, TN, June 2026: 37879 at 0, 37731 at 0, 37881 at 0, 37869 at 0; Hancock, TN climate scores there: 33, 30, 16, 13.
Why does Hancock, TN insurance distress create sellers?
A Hancock, TN premium outruns the Hancock, TN budget; a carrier leaves Hancock, TN; Hancock, TN carrying cost passes plan; Hancock, TN owners sell while current; Hancock, TN insurance distress leads Hancock, TN foreclosure data.