Hawkins County, TN: Home-Insurance Distress & Forced-Sale Pressure
Hawkins County, TN: 43/100 (moderate) home-insurance distress; Hawkins, TN band MEDIUM; Hawkins, TN #1,279 of 3,222 counties; Hawkins, TN #54 of 95 in Tennessee; raw Hawkins, TN 50.4; Hawkins, TN coverage multiplier 0.85.
FEMA hazard, Hawkins, TN: 84/100; Hawkins, TN declarations, three years: 10; Hawkins, TN perils: 4 tropical-storm, 2 severe-storm; Hawkins, TN five-year count 10 (severity 18.0); Hawkins, TN ten-year 10; hazard-weighted, Hawkins, TN: 14.0.
Declared incidents on the Hawkins, TN record: 2026 Winter Storm 4; 2025 Severe Storm 2 (Hawkins, TN); 2024 Tropical Storm 4 (Hawkins, TN).
NFIP claims, Hawkins, TN, three years: none; Hawkins, TN claim-stress 0/100.
Hawkins, TN monthly score held, 42 (March 2026) to 42 (October 2026); Hawkins, TN by month: March 42, April 42, May 46, June 46 (Hawkins, TN), July 43, August 49, September 44, October 42.
Hawkins, TN components: climate 83; Hawkins, TN retreat index 42; Hawkins, TN climate multiplier 0.85.
Construction distress, Hawkins, TN: 49/100 as of August 2026 (Hawkins, TN: 50/100 one-to-four unit, 25/100 multifamily).
Hawkins, TN ZIPs, June 2026 (Hawkins, TN, 12 highest): score 0 (Hawkins, TN), climate 69 (Hawkins, TN): 37660; score 0 (Hawkins, TN), climate 52 (Hawkins, TN): 37645, 37745, 37857, 37873; score 0 (Hawkins, TN), climate 51 (Hawkins, TN): 37642, 37711, 37811; score 0 (Hawkins, TN), climate 47 (Hawkins, TN): 37891; score 0 (Hawkins, TN), climate 30 (Hawkins, TN): 37731; score 0 (Hawkins, TN), climate 16 (Hawkins, TN): 37881; score 0 (Hawkins, TN), climate 13 (Hawkins, TN): 37869.
DLRadar rescores Hawkins, TN monthly; Hawkins, TN readings join Hawkins, TN foreclosure, lien and ownership parcels (Hawkins, TN), so cost-squeezed Hawkins, TN owners surface before listing.
Inside Tennessee, Hawkins County ranks 54th of 95 counties for home-insurance distress at 43/100; Hamblen County (43/100) sits just above Hawkins County, and Carroll County (37/100) sits just below Hawkins County.
Deterministic. Every Hawkins County, TN signal traces to a public Hawkins dataset (FEMA, NFIP, Census for Hawkins, TN) · how insurance distress works in Hawkins, TN · methodology
FAQ: Hawkins County, TN insurance distress
What is the Hawkins County, TN home-insurance-distress score?
Hawkins, TN: 43/100 (MEDIUM), #1,279 of 3,222, #54 in Tennessee. FEMA hazard, Hawkins, TN: 84/100; NFIP stress, Hawkins, TN: 0/100; construction, Hawkins, TN: 49/100; Hawkins, TN rescores monthly.
Is Hawkins County insurance distress getting better or worse (TN)?
Hawkins, TN: 42 in March 2026; Hawkins, TN: 42 in October 2026 (unchanged); Hawkins, TN climate component 83.
Which Hawkins County ZIP codes carry the most insurance distress (TN)?
Hawkins, TN, June 2026: 37660 at 0, 37645 at 0, 37745 at 0, 37857 at 0; Hawkins, TN climate scores there: 69, 52, 52, 52.
Why does Hawkins, TN insurance distress create sellers?
A Hawkins, TN premium outruns the Hawkins, TN budget; a carrier leaves Hawkins, TN; Hawkins, TN carrying cost passes plan; Hawkins, TN owners sell while current; Hawkins, TN insurance distress leads Hawkins, TN foreclosure data.