Hickman County, TN: Home-Insurance Distress & Forced-Sale Pressure
Hickman County, TN: 27/100 (moderate) home-insurance distress; Hickman, TN band LOW; Hickman, TN #1,799 of 3,222 counties; Hickman, TN #65 of 95 in Tennessee; raw Hickman, TN 31.2; Hickman, TN coverage multiplier 0.85.
FEMA hazard, Hickman, TN: 52/100; Hickman, TN declarations, three years: 8; Hickman, TN perils: 4 severe-storm; Hickman, TN five-year count 10 (severity 18.0); Hickman, TN ten-year 10; hazard-weighted, Hickman, TN: 4.0.
Declared incidents on the Hickman, TN record: 2026 Winter Storm 4; 2025 Severe Storm 4 (Hickman, TN); 2023 Severe Storm 2 (Hickman, TN).
NFIP claims, Hickman, TN, three years: none; Hickman, TN claim-stress 0/100.
Hickman, TN monthly score fell, 30 (March 2026) to 26 (October 2026); Hickman, TN by month: March 30, April 30, May 30, June 30 (Hickman, TN), July 27, August 36, September 27, October 26.
Hickman, TN components: climate 52; Hickman, TN retreat index 26; Hickman, TN climate multiplier 0.85.
Construction distress, Hickman, TN: 50/100 as of August 2026 (Hickman, TN: 49/100 one-to-four unit, 17/100 multifamily).
Hickman, TN ZIPs, June 2026 (Hickman, TN, 13 highest): score 0 (Hickman, TN), climate 70 (Hickman, TN): 38476; score 0 (Hickman, TN), climate 69 (Hickman, TN): 38487; score 0 (Hickman, TN), climate 55 (Hickman, TN): 37055; score 0 (Hickman, TN), climate 50 (Hickman, TN): 37025; score 0 (Hickman, TN), climate 46 (Hickman, TN): 37033, 37078, 37098, 37137, Hickman, TN 37140, 38454; score 0 (Hickman, TN), climate 45 (Hickman, TN): 37101; score 0 (Hickman, TN), climate 42 (Hickman, TN): 38461; score 0 (Hickman, TN), climate 15 (Hickman, TN): 38462.
DLRadar rescores Hickman, TN monthly; Hickman, TN readings join Hickman, TN foreclosure, lien and ownership parcels (Hickman, TN), so cost-squeezed Hickman, TN owners surface before listing.
Inside Tennessee, Hickman County ranks 65th of 95 counties for home-insurance distress at 27/100; Hardeman County (27/100) sits just above Hickman County, and Houston County (27/100) sits just below Hickman County.
Deterministic. Every Hickman County, TN signal traces to a public Hickman dataset (FEMA, NFIP, Census for Hickman, TN) · how insurance distress works in Hickman, TN · methodology
FAQ: Hickman County, TN insurance distress
What is the Hickman County, TN home-insurance-distress score?
Hickman, TN: 27/100 (LOW), #1,799 of 3,222, #65 in Tennessee. FEMA hazard, Hickman, TN: 52/100; NFIP stress, Hickman, TN: 0/100; construction, Hickman, TN: 50/100; Hickman, TN rescores monthly.
Is Hickman County insurance distress getting better or worse (TN)?
Hickman, TN: 30 in March 2026; Hickman, TN: 26 in October 2026 (better); Hickman, TN climate component 52.
Which Hickman County ZIP codes carry the most insurance distress (TN)?
Hickman, TN, June 2026: 38476 at 0, 38487 at 0, 37055 at 0, 37025 at 0; Hickman, TN climate scores there: 70, 69, 55, 50.
Why does Hickman, TN insurance distress create sellers?
A Hickman, TN premium outruns the Hickman, TN budget; a carrier leaves Hickman, TN; Hickman, TN carrying cost passes plan; Hickman, TN owners sell while current; Hickman, TN insurance distress leads Hickman, TN foreclosure data.