Humphreys County, TN: Home-Insurance Distress & Forced-Sale Pressure
Humphreys County, TN: 59/100 (elevated) home-insurance distress; Humphreys, TN band MEDIUM; Humphreys, TN #921 of 3,222 counties; Humphreys, TN #28 of 95 in Tennessee.
FEMA hazard, Humphreys, TN: 52/100; Humphreys, TN declarations, three years: 8; Humphreys, TN perils: 4 severe-storm; Humphreys, TN five-year count 10 (severity 18.0); Humphreys, TN ten-year 10; hazard-weighted, Humphreys, TN: 4.0.
Declared incidents on the Humphreys, TN record: 2026 Winter Storm 4; 2025 Severe Storm 4 (Humphreys, TN); 2023 Severe Storm 2 (Humphreys, TN).
NFIP claims, Humphreys, TN, three years: 1; Humphreys, TN payouts $55,993; per Humphreys, TN claim $55,993; Humphreys, TN claim-stress 69/100.
Humphreys, TN monthly score fell, 64 (March 2026) to 59 (October 2026); Humphreys, TN by month: March 64, April 64, May 63, June 63 (Humphreys, TN), July 60, August 71, September 60, October 59.
Humphreys, TN components: climate 52, NFIP claims 69; Humphreys, TN retreat index 59.
Construction distress, Humphreys, TN: 48/100 as of August 2026 (Humphreys, TN: 48/100 one-to-four unit, 0/100 multifamily).
Humphreys, TN ZIPs, June 2026 (Humphreys, TN, 4 highest): score 0 (Humphreys, TN), climate 46 (Humphreys, TN): 37078, 37134, 37185; score 0 (Humphreys, TN), climate 45 (Humphreys, TN): 37101.
DLRadar rescores Humphreys, TN monthly; Humphreys, TN readings join Humphreys, TN foreclosure, lien and ownership parcels (Humphreys, TN), so cost-squeezed Humphreys, TN owners surface before listing.
Inside Tennessee, Humphreys County ranks 28th of 95 counties for home-insurance distress at 59/100; Rutherford County (59/100) sits just above Humphreys County, and Haywood County (58/100) sits just below Humphreys County.
Deterministic. Every Humphreys County, TN signal traces to a public Humphreys dataset (FEMA, NFIP, Census for Humphreys, TN) · how insurance distress works in Humphreys, TN · methodology
FAQ: Humphreys County, TN insurance distress
What is the Humphreys County, TN home-insurance-distress score?
Humphreys, TN: 59/100 (MEDIUM), #921 of 3,222, #28 in Tennessee. FEMA hazard, Humphreys, TN: 52/100; NFIP stress, Humphreys, TN: 69/100; construction, Humphreys, TN: 48/100; Humphreys, TN rescores monthly.
Is Humphreys County insurance distress getting better or worse (TN)?
Humphreys, TN: 64 in March 2026; Humphreys, TN: 59 in October 2026 (better); Humphreys, TN climate component 52; Humphreys, TN NFIP claims score 69.
How many flood-insurance claims has Humphreys County, TN had?
Humphreys, TN: 1 NFIP claims, three years; Humphreys, TN paid $55,993; per Humphreys, TN claim $55,993; carriers reprice Humphreys, TN against that record.
Which Humphreys County ZIP codes carry the most insurance distress (TN)?
Humphreys, TN, June 2026: 37078 at 0, 37134 at 0, 37185 at 0, 37101 at 0; Humphreys, TN climate scores there: 46, 46, 46, 45.
Why does Humphreys, TN insurance distress create sellers?
A Humphreys, TN premium outruns the Humphreys, TN budget; a carrier leaves Humphreys, TN; Humphreys, TN carrying cost passes plan; Humphreys, TN owners sell while current; Humphreys, TN insurance distress leads Humphreys, TN foreclosure data.