Lewis County, TN: Home-Insurance Distress & Forced-Sale Pressure
Lewis County, TN: 27/100 (moderate) home-insurance distress; Lewis, TN band LOW; Lewis, TN #1,801 of 3,222 counties; Lewis, TN #67 of 95 in Tennessee; raw Lewis, TN 31.2; Lewis, TN coverage multiplier 0.85.
FEMA hazard, Lewis, TN: 52/100; Lewis, TN declarations, three years: 8; Lewis, TN perils: 4 severe-storm; Lewis, TN five-year count 12 (severity 20.0); Lewis, TN ten-year 12; hazard-weighted, Lewis, TN: 4.0.
Declared incidents on the Lewis, TN record: 2026 Winter Storm 4; 2025 Severe Storm 4 (Lewis, TN); 2023 Severe Storm 4 (Lewis, TN).
NFIP claims, Lewis, TN, three years: none; Lewis, TN claim-stress 0/100.
Lewis, TN monthly score fell, 30 (March 2026) to 26 (October 2026); Lewis, TN by month: March 30, April 30, May 30, June 30 (Lewis, TN), July 27, August 36, September 27, October 26.
Lewis, TN components: climate 52; Lewis, TN retreat index 26; Lewis, TN climate multiplier 0.85.
Construction distress, Lewis, TN: 37/100 as of August 2026 (Lewis, TN: 25/100 one-to-four unit, 81/100 multifamily).
Lewis, TN ZIPs, June 2026 (Lewis, TN, 7 highest): score 0 (Lewis, TN), climate 74 (Lewis, TN): 38474; score 0 (Lewis, TN), climate 63 (Lewis, TN): 38464; score 0 (Lewis, TN), climate 48 (Lewis, TN): 38483; score 0 (Lewis, TN), climate 42 (Lewis, TN): 38461; score 0 (Lewis, TN), climate 38 (Lewis, TN): 38485; score 0 (Lewis, TN), climate 28 (Lewis, TN): 37096; score 0 (Lewis, TN), climate 15 (Lewis, TN): 38462.
DLRadar rescores Lewis, TN monthly; Lewis, TN readings join Lewis, TN foreclosure, lien and ownership parcels (Lewis, TN), so cost-squeezed Lewis, TN owners surface before listing.
Inside Tennessee, Lewis County ranks 67th of 95 counties for home-insurance distress at 27/100; Houston County (27/100) sits just above Lewis County, and Mcnairy County (27/100) sits just below Lewis County.
Deterministic. Every Lewis County, TN signal traces to a public Lewis dataset (FEMA, NFIP, Census for Lewis, TN) · how insurance distress works in Lewis, TN · methodology
FAQ: Lewis County, TN insurance distress
What is the Lewis County, TN home-insurance-distress score?
Lewis, TN: 27/100 (LOW), #1,801 of 3,222, #67 in Tennessee. FEMA hazard, Lewis, TN: 52/100; NFIP stress, Lewis, TN: 0/100; construction, Lewis, TN: 37/100; Lewis, TN rescores monthly.
Is Lewis County insurance distress getting better or worse (TN)?
Lewis, TN: 30 in March 2026; Lewis, TN: 26 in October 2026 (better); Lewis, TN climate component 52.
Which Lewis County ZIP codes carry the most insurance distress (TN)?
Lewis, TN, June 2026: 38474 at 0, 38464 at 0, 38483 at 0, 38461 at 0; Lewis, TN climate scores there: 74, 63, 48, 42.
Why does Lewis, TN insurance distress create sellers?
A Lewis, TN premium outruns the Lewis, TN budget; a carrier leaves Lewis, TN; Lewis, TN carrying cost passes plan; Lewis, TN owners sell while current; Lewis, TN insurance distress leads Lewis, TN foreclosure data.