Loudon County, TN: Home-Insurance Distress & Forced-Sale Pressure
Loudon County, TN: 21/100 (low) home-insurance distress; Loudon, TN band LOW; Loudon, TN #2,262 of 3,222 counties; Loudon, TN #84 of 95 in Tennessee; raw Loudon, TN 24.3; Loudon, TN coverage multiplier 0.85.
FEMA hazard, Loudon, TN: 40/100; Loudon, TN declarations, three years: 6; Loudon, TN perils: 2 severe-storm; Loudon, TN five-year count 8 (severity 14.0); Loudon, TN ten-year 8; hazard-weighted, Loudon, TN: 2.0.
Declared incidents on the Loudon, TN record: 2026 Winter Storm 4; 2025 Severe Storm 2 (Loudon, TN); 2023 Severe Storm 2 (Loudon, TN).
NFIP claims, Loudon, TN, three years: none; Loudon, TN claim-stress 0/100.
Loudon, TN monthly score fell, 24 (March 2026) to 20 (October 2026); Loudon, TN by month: March 24, April 24, May 24, June 24 (Loudon, TN), July 23, August 26, September 21, October 20.
Loudon, TN components: climate 40; Loudon, TN retreat index 20; Loudon, TN climate multiplier 0.85.
Construction distress, Loudon, TN: 91/100 as of August 2026 (Loudon, TN: 79/100 one-to-four unit, 98/100 multifamily).
Loudon, TN ZIPs, June 2026 (Loudon, TN, 9 highest): score 0 (Loudon, TN), climate 92 (Loudon, TN): 37922; score 0 (Loudon, TN), climate 75 (Loudon, TN): 37737; score 0 (Loudon, TN), climate 69 (Loudon, TN): 37742; score 0 (Loudon, TN), climate 66 (Loudon, TN): 37771, 37772, 37774; score 0 (Loudon, TN), climate 64 (Loudon, TN): 37846; score 0 (Loudon, TN), climate 58 (Loudon, TN): 37874; score 0 (Loudon, TN), climate 57 (Loudon, TN): 37885.
DLRadar rescores Loudon, TN monthly; Loudon, TN readings join Loudon, TN foreclosure, lien and ownership parcels (Loudon, TN), so cost-squeezed Loudon, TN owners surface before listing.
Inside Tennessee, Loudon County ranks 84th of 95 counties for home-insurance distress at 21/100; Lawrence County (21/100) sits just above Loudon County, and Mcminn County (21/100) sits just below Loudon County.
Deterministic. Every Loudon County, TN signal traces to a public Loudon dataset (FEMA, NFIP, Census for Loudon, TN) · how insurance distress works in Loudon, TN · methodology
FAQ: Loudon County, TN insurance distress
What is the Loudon County, TN home-insurance-distress score?
Loudon, TN: 21/100 (LOW), #2,262 of 3,222, #84 in Tennessee. FEMA hazard, Loudon, TN: 40/100; NFIP stress, Loudon, TN: 0/100; construction, Loudon, TN: 91/100; Loudon, TN rescores monthly.
Is Loudon County insurance distress getting better or worse (TN)?
Loudon, TN: 24 in March 2026; Loudon, TN: 20 in October 2026 (better); Loudon, TN climate component 40.
Which Loudon County ZIP codes carry the most insurance distress (TN)?
Loudon, TN, June 2026: 37922 at 0, 37737 at 0, 37742 at 0, 37771 at 0; Loudon, TN climate scores there: 92, 75, 69, 66.
Why does Loudon, TN insurance distress create sellers?
A Loudon, TN premium outruns the Loudon, TN budget; a carrier leaves Loudon, TN; Loudon, TN carrying cost passes plan; Loudon, TN owners sell while current; Loudon, TN insurance distress leads Loudon, TN foreclosure data.