Macon County, TN: Home-Insurance Distress & Forced-Sale Pressure
Macon County, TN: 27/100 (moderate) home-insurance distress; Macon, TN band LOW; Macon, TN #1,803 of 3,222 counties; Macon, TN #69 of 95 in Tennessee; raw Macon, TN 31.2; Macon, TN coverage multiplier 0.85.
FEMA hazard, Macon, TN: 52/100; Macon, TN declarations, three years: 8; Macon, TN perils: 4 severe-storm; Macon, TN five-year count 12 (severity 19.0); Macon, TN ten-year 12; hazard-weighted, Macon, TN: 4.0.
Declared incidents on the Macon, TN record: 2026 Winter Storm 4; 2025 Severe Storm 2 (Macon, TN); 2024 Severe Storm 2; 2023 Severe Storm 4 (Macon, TN).
NFIP claims, Macon, TN, three years: none; Macon, TN claim-stress 0/100.
Macon, TN monthly score fell, 30 (March 2026) to 26 (October 2026); Macon, TN by month: March 30, April 30, May 30, June 30 (Macon, TN), July 27, August 36, September 27, October 26.
Macon, TN components: climate 52; Macon, TN retreat index 26; Macon, TN climate multiplier 0.85.
Construction distress, Macon, TN: 58/100 as of August 2026 (Macon, TN: 49/100 one-to-four unit, 91/100 multifamily).
Macon, TN ZIPs, June 2026 (Macon, TN, 8 highest): score 0 (Macon, TN), climate 77 (Macon, TN): 37022; score 0 (Macon, TN), climate 63 (Macon, TN): 37186; score 0 (Macon, TN), climate 32 (Macon, TN): 37083; score 0 (Macon, TN), climate 26 (Macon, TN): 37145; score 0 (Macon, TN), climate 23 (Macon, TN): 37150; score 0 (Macon, TN), climate 21 (Macon, TN): 37057; score 0 (Macon, TN), climate 17 (Macon, TN): 38588; score 0 (Macon, TN), climate 15 (Macon, TN): 37074.
DLRadar rescores Macon, TN monthly; Macon, TN readings join Macon, TN foreclosure, lien and ownership parcels (Macon, TN), so cost-squeezed Macon, TN owners surface before listing.
Inside Tennessee, Macon County ranks 69th of 95 counties for home-insurance distress at 27/100; Mcnairy County (27/100) sits just above Macon County, and Perry County (27/100) sits just below Macon County.
Deterministic. Every Macon County, TN signal traces to a public Macon dataset (FEMA, NFIP, Census for Macon, TN) · how insurance distress works in Macon, TN · methodology
FAQ: Macon County, TN insurance distress
What is the Macon County, TN home-insurance-distress score?
Macon, TN: 27/100 (LOW), #1,803 of 3,222, #69 in Tennessee. FEMA hazard, Macon, TN: 52/100; NFIP stress, Macon, TN: 0/100; construction, Macon, TN: 58/100; Macon, TN rescores monthly.
Is Macon County insurance distress getting better or worse (TN)?
Macon, TN: 30 in March 2026; Macon, TN: 26 in October 2026 (better); Macon, TN climate component 52.
Which Macon County ZIP codes carry the most insurance distress (TN)?
Macon, TN, June 2026: 37022 at 0, 37186 at 0, 37083 at 0, 37145 at 0; Macon, TN climate scores there: 77, 63, 32, 26.
Why does Macon, TN insurance distress create sellers?
A Macon, TN premium outruns the Macon, TN budget; a carrier leaves Macon, TN; Macon, TN carrying cost passes plan; Macon, TN owners sell while current; Macon, TN insurance distress leads Macon, TN foreclosure data.