Marshall County, TN: Home-Insurance Distress & Forced-Sale Pressure
Marshall County, TN: 48/100 (elevated) home-insurance distress; Marshall, TN band MEDIUM; Marshall, TN #1,158 of 3,222 counties; Marshall, TN #50 of 95 in Tennessee.
FEMA hazard, Marshall, TN: 40/100; Marshall, TN declarations, three years: 6; Marshall, TN perils: 2 severe-storm; Marshall, TN five-year count 6 (severity 12.0); Marshall, TN ten-year 6; hazard-weighted, Marshall, TN: 2.0.
Declared incidents on the Marshall, TN record: 2026 Winter Storm 4; 2025 Severe Storm 2 (Marshall, TN).
NFIP claims, Marshall, TN, three years: 2; Marshall, TN payouts $11,161; per Marshall, TN claim $5,581; Marshall, TN claim-stress 58/100.
Marshall, TN monthly score fell, 53 (March 2026) to 47 (October 2026); Marshall, TN by month: March 53, April 53, May 53, June 53 (Marshall, TN), July 51, August 56, September 49, October 47.
Marshall, TN components: climate 40, NFIP claims 58; Marshall, TN retreat index 47.
Construction distress, Marshall, TN: 44/100 as of August 2026 (Marshall, TN: 46/100 one-to-four unit, 34/100 multifamily).
Marshall, TN ZIPs, June 2026 (Marshall, TN, 12 highest): score 0 (Marshall, TN), climate 89 (Marshall, TN): 37060; score 0 (Marshall, TN), climate 88 (Marshall, TN): 37046; score 0 (Marshall, TN), climate 82 (Marshall, TN): 37174; score 0 (Marshall, TN), climate 80 (Marshall, TN): 38401; score 0 (Marshall, TN), climate 76 (Marshall, TN): 38451; score 0 (Marshall, TN), climate 70 (Marshall, TN): 37180; score 0 (Marshall, TN), climate 58 (Marshall, TN): 38472; score 0 (Marshall, TN), climate 56 (Marshall, TN): 37034; score 0 (Marshall, TN), climate 55 (Marshall, TN): 37144; score 0 (Marshall, TN), climate 54 (Marshall, TN): 37047, 37091; score 0 (Marshall, TN), climate 53 (Marshall, TN): 37019.
DLRadar rescores Marshall, TN monthly; Marshall, TN readings join Marshall, TN foreclosure, lien and ownership parcels (Marshall, TN), so cost-squeezed Marshall, TN owners surface before listing.
Inside Tennessee, Marshall County ranks 50th of 95 counties for home-insurance distress at 48/100; Roane County (48/100) sits just above Marshall County, and Clay County (46/100) sits just below Marshall County.
Deterministic. Every Marshall County, TN signal traces to a public Marshall dataset (FEMA, NFIP, Census for Marshall, TN) · how insurance distress works in Marshall, TN · methodology
FAQ: Marshall County, TN insurance distress
What is the Marshall County, TN home-insurance-distress score?
Marshall, TN: 48/100 (MEDIUM), #1,158 of 3,222, #50 in Tennessee. FEMA hazard, Marshall, TN: 40/100; NFIP stress, Marshall, TN: 58/100; construction, Marshall, TN: 44/100; Marshall, TN rescores monthly.
Is Marshall County insurance distress getting better or worse (TN)?
Marshall, TN: 53 in March 2026; Marshall, TN: 47 in October 2026 (better); Marshall, TN climate component 40; Marshall, TN NFIP claims score 58.
How many flood-insurance claims has Marshall County, TN had?
Marshall, TN: 2 NFIP claims, three years; Marshall, TN paid $11,161; per Marshall, TN claim $5,581; carriers reprice Marshall, TN against that record.
Which Marshall County ZIP codes carry the most insurance distress (TN)?
Marshall, TN, June 2026: 37060 at 0, 37046 at 0, 37174 at 0, 38401 at 0; Marshall, TN climate scores there: 89, 88, 82, 80.
Why does Marshall, TN insurance distress create sellers?
A Marshall, TN premium outruns the Marshall, TN budget; a carrier leaves Marshall, TN; Marshall, TN carrying cost passes plan; Marshall, TN owners sell while current; Marshall, TN insurance distress leads Marshall, TN foreclosure data.