Overton County, TN: Home-Insurance Distress & Forced-Sale Pressure
Overton County, TN: 21/100 (low) home-insurance distress; Overton, TN band LOW; Overton, TN #2,268 of 3,222 counties; Overton, TN #90 of 95 in Tennessee; raw Overton, TN 27.4; Overton, TN coverage multiplier 0.85.
FEMA hazard, Overton, TN: 40/100; Overton, TN declarations, three years: 9; Overton, TN perils: 3 severe-storm; Overton, TN five-year count 6 (severity 12.0); Overton, TN ten-year 6; hazard-weighted, Overton, TN: 3.0.
Declared incidents on the Overton, TN record: 2026 Winter Storm 4; 2025 Severe Storm 2 (Overton, TN).
NFIP claims, Overton, TN, three years: none; Overton, TN claim-stress 0/100.
Overton, TN monthly score fell, 24 (March 2026) to 20 (October 2026); Overton, TN by month: March 24, April 24, May 24, June 24 (Overton, TN), July 23, August 26, September 21, October 20.
Overton, TN components: climate 40; Overton, TN retreat index 20; Overton, TN climate multiplier 0.85.
Construction distress, Overton, TN: 7/100 as of August 2026 (Overton, TN: 8/100 one-to-four unit, 0/100 multifamily).
Overton, TN ZIPs, June 2026 (Overton, TN, 12 highest): score 0 (Overton, TN), climate 54 (Overton, TN): 38506; score 0 (Overton, TN), climate 49 (Overton, TN): 38574; score 0 (Overton, TN), climate 48 (Overton, TN): 38501; score 0 (Overton, TN), climate 23 (Overton, TN): 38542, 38554, 38570, 38580, Overton, TN 38589; score 0 (Overton, TN), climate 20 (Overton, TN): 38543; score 0 (Overton, TN), climate 18 (Overton, TN): 38568; score 0 (Overton, TN), climate 16 (Overton, TN): 38541, 38573.
DLRadar rescores Overton, TN monthly; Overton, TN readings join Overton, TN foreclosure, lien and ownership parcels (Overton, TN), so cost-squeezed Overton, TN owners surface before listing.
Inside Tennessee, Overton County ranks 90th of 95 counties for home-insurance distress at 21/100; Morgan County (21/100) sits just above Overton County, and Rhea County (21/100) sits just below Overton County.
Deterministic. Every Overton County, TN signal traces to a public Overton dataset (FEMA, NFIP, Census for Overton, TN) · how insurance distress works in Overton, TN · methodology
FAQ: Overton County, TN insurance distress
What is the Overton County, TN home-insurance-distress score?
Overton, TN: 21/100 (LOW), #2,268 of 3,222, #90 in Tennessee. FEMA hazard, Overton, TN: 40/100; NFIP stress, Overton, TN: 0/100; construction, Overton, TN: 7/100; Overton, TN rescores monthly.
Is Overton County insurance distress getting better or worse (TN)?
Overton, TN: 24 in March 2026; Overton, TN: 20 in October 2026 (better); Overton, TN climate component 40.
Which Overton County ZIP codes carry the most insurance distress (TN)?
Overton, TN, June 2026: 38506 at 0, 38574 at 0, 38501 at 0, 38542 at 0; Overton, TN climate scores there: 54, 49, 48, 23.
Why does Overton, TN insurance distress create sellers?
A Overton, TN premium outruns the Overton, TN budget; a carrier leaves Overton, TN; Overton, TN carrying cost passes plan; Overton, TN owners sell while current; Overton, TN insurance distress leads Overton, TN foreclosure data.