Perry County, TN: Home-Insurance Distress & Forced-Sale Pressure
Perry County, TN: 27/100 (moderate) home-insurance distress; Perry, TN band LOW; Perry, TN #1,804 of 3,222 counties; Perry, TN #70 of 95 in Tennessee; raw Perry, TN 35.3; Perry, TN coverage multiplier 0.85.
FEMA hazard, Perry, TN: 52/100; Perry, TN declarations, three years: 12; Perry, TN perils: 6 severe-storm; Perry, TN five-year count 12 (severity 20.0); Perry, TN ten-year 12; hazard-weighted, Perry, TN: 6.0.
Declared incidents on the Perry, TN record: 2026 Winter Storm 4; 2025 Severe Storm 4 (Perry, TN); 2023 Winter Storm 2; 2023 Severe Storm 2 (Perry, TN).
NFIP claims, Perry, TN, three years: none; Perry, TN claim-stress 0/100.
Perry, TN monthly score fell, 30 (March 2026) to 26 (October 2026); Perry, TN by month: March 30, April 30, May 30, June 30 (Perry, TN), July 27, August 36, September 27, October 26.
Perry, TN components: climate 52; Perry, TN retreat index 26; Perry, TN climate multiplier 0.85.
Construction distress, Perry, TN: 54/100 as of August 2026 (Perry, TN: 54/100 one-to-four unit, 37/100 multifamily).
Perry, TN ZIPs, June 2026 (Perry, TN, 4 highest): score 0 (Perry, TN), climate 46 (Perry, TN): 37033; score 0 (Perry, TN), climate 44 (Perry, TN): 38425; score 0 (Perry, TN), climate 28 (Perry, TN): 37096, 37097.
DLRadar rescores Perry, TN monthly; Perry, TN readings join Perry, TN foreclosure, lien and ownership parcels (Perry, TN), so cost-squeezed Perry, TN owners surface before listing.
Inside Tennessee, Perry County ranks 70th of 95 counties for home-insurance distress at 27/100; Macon County (27/100) sits just above Perry County, and Polk County (27/100) sits just below Perry County.
Deterministic. Every Perry County, TN signal traces to a public Perry dataset (FEMA, NFIP, Census for Perry, TN) · how insurance distress works in Perry, TN · methodology
FAQ: Perry County, TN insurance distress
What is the Perry County, TN home-insurance-distress score?
Perry, TN: 27/100 (LOW), #1,804 of 3,222, #70 in Tennessee. FEMA hazard, Perry, TN: 52/100; NFIP stress, Perry, TN: 0/100; construction, Perry, TN: 54/100; Perry, TN rescores monthly.
Is Perry County insurance distress getting better or worse (TN)?
Perry, TN: 30 in March 2026; Perry, TN: 26 in October 2026 (better); Perry, TN climate component 52.
Which Perry County ZIP codes carry the most insurance distress (TN)?
Perry, TN, June 2026: 37033 at 0, 38425 at 0, 37096 at 0, 37097 at 0; Perry, TN climate scores there: 46, 44, 28, 28.
Why does Perry, TN insurance distress create sellers?
A Perry, TN premium outruns the Perry, TN budget; a carrier leaves Perry, TN; Perry, TN carrying cost passes plan; Perry, TN owners sell while current; Perry, TN insurance distress leads Perry, TN foreclosure data.