Pickett County, TN: Home-Insurance Distress & Forced-Sale Pressure
Pickett County, TN: 54/100 (elevated) home-insurance distress; Pickett, TN band MEDIUM; Pickett, TN #1,015 of 3,222 counties; Pickett, TN #41 of 95 in Tennessee.
FEMA hazard, Pickett, TN: 40/100; Pickett, TN declarations, three years: 6; Pickett, TN perils: 2 severe-storm; Pickett, TN five-year count 8 (severity 14.0); Pickett, TN ten-year 8; hazard-weighted, Pickett, TN: 2.0.
Declared incidents on the Pickett, TN record: 2026 Winter Storm 4; 2025 Severe Storm 2 (Pickett, TN); 2023 Severe Storm 2 (Pickett, TN).
NFIP claims, Pickett, TN, three years: 2; Pickett, TN payouts $104,515; per Pickett, TN claim $52,257; Pickett, TN claim-stress 74/100.
Pickett, TN monthly score rose, 24 (March 2026) to 54 (October 2026); Pickett, TN by month: March 24, April 24, May 24, June 24 (Pickett, TN), July 23, August 26, September 21, October 54.
Pickett, TN components: climate 40, NFIP claims 74; Pickett, TN retreat index 54.
Construction distress, Pickett, TN: 0/100 as of August 2026 (Pickett, TN: 0/100 one-to-four unit, 0/100 multifamily).
Pickett, TN ZIPs, June 2026 (Pickett, TN, 6 highest): score 0 (Pickett, TN), climate 23 (Pickett, TN): 38556; score 0 (Pickett, TN), climate 21 (Pickett, TN): 42602; score 0 (Pickett, TN), climate 20 (Pickett, TN): 38543; score 0 (Pickett, TN), climate 16 (Pickett, TN): 38573; score 0 (Pickett, TN), climate 12 (Pickett, TN): 38577; score 0 (Pickett, TN), climate 5 (Pickett, TN): 38549.
DLRadar rescores Pickett, TN monthly; Pickett, TN readings join Pickett, TN foreclosure, lien and ownership parcels (Pickett, TN), so cost-squeezed Pickett, TN owners surface before listing.
Inside Tennessee, Pickett County ranks 41st of 95 counties for home-insurance distress at 54/100; Giles County (54/100) sits just above Pickett County, and Lincoln County (54/100) sits just below Pickett County.
Deterministic. Every Pickett County, TN signal traces to a public Pickett dataset (FEMA, NFIP, Census for Pickett, TN) · how insurance distress works in Pickett, TN · methodology
FAQ: Pickett County, TN insurance distress
What is the Pickett County, TN home-insurance-distress score?
Pickett, TN: 54/100 (MEDIUM), #1,015 of 3,222, #41 in Tennessee. FEMA hazard, Pickett, TN: 40/100; NFIP stress, Pickett, TN: 74/100; construction, Pickett, TN: 0/100; Pickett, TN rescores monthly.
Is Pickett County insurance distress getting better or worse (TN)?
Pickett, TN: 24 in March 2026; Pickett, TN: 54 in October 2026 (worse); Pickett, TN climate component 40; Pickett, TN NFIP claims score 74.
How many flood-insurance claims has Pickett County, TN had?
Pickett, TN: 2 NFIP claims, three years; Pickett, TN paid $104,515; per Pickett, TN claim $52,257; carriers reprice Pickett, TN against that record.
Which Pickett County ZIP codes carry the most insurance distress (TN)?
Pickett, TN, June 2026: 38556 at 0, 42602 at 0, 38543 at 0, 38573 at 0; Pickett, TN climate scores there: 23, 21, 20, 16.
Why does Pickett, TN insurance distress create sellers?
A Pickett, TN premium outruns the Pickett, TN budget; a carrier leaves Pickett, TN; Pickett, TN carrying cost passes plan; Pickett, TN owners sell while current; Pickett, TN insurance distress leads Pickett, TN foreclosure data.