Rhea County, TN: Home-Insurance Distress & Forced-Sale Pressure
Rhea County, TN: 21/100 (low) home-insurance distress; Rhea, TN band LOW; Rhea, TN #2,269 of 3,222 counties; Rhea, TN #91 of 95 in Tennessee; raw Rhea, TN 27.4; Rhea, TN coverage multiplier 0.85.
FEMA hazard, Rhea, TN: 40/100; Rhea, TN declarations, three years: 9; Rhea, TN perils: 3 severe-storm; Rhea, TN five-year count 10 (severity 16.0); Rhea, TN ten-year 10; hazard-weighted, Rhea, TN: 3.0.
Declared incidents on the Rhea, TN record: 2026 Winter Storm 4; 2025 Severe Storm 2 (Rhea, TN); 2023 Severe Storm 2 (Rhea, TN).
NFIP claims, Rhea, TN, three years: none; Rhea, TN claim-stress 0/100.
Rhea, TN monthly score fell, 24 (March 2026) to 20 (October 2026); Rhea, TN by month: March 24, April 24, May 24, June 24 (Rhea, TN), July 23, August 26, September 21, October 20.
Rhea, TN components: climate 40; Rhea, TN retreat index 20; Rhea, TN climate multiplier 0.85.
Construction distress, Rhea, TN: 46/100 as of August 2026 (Rhea, TN: 45/100 one-to-four unit, 1/100 multifamily).
Rhea, TN ZIPs, June 2026 (Rhea, TN, 6 highest): score 0 (Rhea, TN), climate 93 (Rhea, TN): 37373; score 0 (Rhea, TN), climate 53 (Rhea, TN): 37337; score 0 (Rhea, TN), climate 47 (Rhea, TN): 37321; score 0 (Rhea, TN), climate 46 (Rhea, TN): 37332; score 0 (Rhea, TN), climate 43 (Rhea, TN): 37381; score 0 (Rhea, TN), climate 38 (Rhea, TN): 37338.
DLRadar rescores Rhea, TN monthly; Rhea, TN readings join Rhea, TN foreclosure, lien and ownership parcels (Rhea, TN), so cost-squeezed Rhea, TN owners surface before listing.
Inside Tennessee, Rhea County ranks 91st of 95 counties for home-insurance distress at 21/100; Overton County (21/100) sits just above Rhea County, and Trousdale County (21/100) sits just below Rhea County.
Deterministic. Every Rhea County, TN signal traces to a public Rhea dataset (FEMA, NFIP, Census for Rhea, TN) · how insurance distress works in Rhea, TN · methodology
FAQ: Rhea County, TN insurance distress
What is the Rhea County, TN home-insurance-distress score?
Rhea, TN: 21/100 (LOW), #2,269 of 3,222, #91 in Tennessee. FEMA hazard, Rhea, TN: 40/100; NFIP stress, Rhea, TN: 0/100; construction, Rhea, TN: 46/100; Rhea, TN rescores monthly.
Is Rhea County insurance distress getting better or worse (TN)?
Rhea, TN: 24 in March 2026; Rhea, TN: 20 in October 2026 (better); Rhea, TN climate component 40.
Which Rhea County ZIP codes carry the most insurance distress (TN)?
Rhea, TN, June 2026: 37373 at 0, 37337 at 0, 37321 at 0, 37332 at 0; Rhea, TN climate scores there: 93, 53, 47, 46.
Why does Rhea, TN insurance distress create sellers?
A Rhea, TN premium outruns the Rhea, TN budget; a carrier leaves Rhea, TN; Rhea, TN carrying cost passes plan; Rhea, TN owners sell while current; Rhea, TN insurance distress leads Rhea, TN foreclosure data.