Scott County, TN: Home-Insurance Distress & Forced-Sale Pressure
Scott County, TN: 30/100 (moderate) home-insurance distress; Scott, TN band LOW; Scott, TN #1,599 of 3,222 counties; Scott, TN #59 of 95 in Tennessee.
FEMA hazard, Scott, TN: 40/100; Scott, TN declarations, three years: 6; Scott, TN perils: 2 severe-storm; Scott, TN five-year count 6 (severity 12.0); Scott, TN ten-year 6; hazard-weighted, Scott, TN: 2.0.
Declared incidents on the Scott, TN record: 2026 Winter Storm 4; 2025 Severe Storm 2 (Scott, TN).
NFIP claims, Scott, TN, three years: 1; Scott, TN payouts $0; per Scott, TN claim $0; Scott, TN claim-stress 15/100.
Scott, TN monthly score rose, 24 (March 2026) to 30 (October 2026); Scott, TN by month: March 24, April 24, May 24, June 24 (Scott, TN), July 23, August 26, September 21, October 30.
Scott, TN components: climate 40, NFIP claims 15; Scott, TN retreat index 30.
Construction distress, Scott, TN: 49/100 as of August 2026 (Scott, TN: 48/100 one-to-four unit, 17/100 multifamily).
Scott, TN ZIPs, June 2026 (Scott, TN, 9 highest): score 0 (Scott, TN), climate 47 (Scott, TN): 37847; score 0 (Scott, TN), climate 27 (Scott, TN): 37756; score 0 (Scott, TN), climate 23 (Scott, TN): 37732, 37755, 37841, 37892, Scott, TN 38504; score 0 (Scott, TN), climate 22 (Scott, TN): 37852; score 0 (Scott, TN), climate 20 (Scott, TN): 37872.
DLRadar rescores Scott, TN monthly; Scott, TN readings join Scott, TN foreclosure, lien and ownership parcels (Scott, TN), so cost-squeezed Scott, TN owners surface before listing.
Inside Tennessee, Scott County ranks 59th of 95 counties for home-insurance distress at 30/100; Franklin County (30/100) sits just above Scott County, and Crockett County (27/100) sits just below Scott County.
Deterministic. Every Scott County, TN signal traces to a public Scott dataset (FEMA, NFIP, Census for Scott, TN) · how insurance distress works in Scott, TN · methodology
FAQ: Scott County, TN insurance distress
What is the Scott County, TN home-insurance-distress score?
Scott, TN: 30/100 (LOW), #1,599 of 3,222, #59 in Tennessee. FEMA hazard, Scott, TN: 40/100; NFIP stress, Scott, TN: 15/100; construction, Scott, TN: 49/100; Scott, TN rescores monthly.
Is Scott County insurance distress getting better or worse (TN)?
Scott, TN: 24 in March 2026; Scott, TN: 30 in October 2026 (worse); Scott, TN climate component 40; Scott, TN NFIP claims score 15.
How many flood-insurance claims has Scott County, TN had?
Scott, TN: 1 NFIP claims, three years; Scott, TN paid $0; per Scott, TN claim $0; carriers reprice Scott, TN against that record.
Which Scott County ZIP codes carry the most insurance distress (TN)?
Scott, TN, June 2026: 37847 at 0, 37756 at 0, 37732 at 0, 37755 at 0; Scott, TN climate scores there: 47, 27, 23, 23.
Why does Scott, TN insurance distress create sellers?
A Scott, TN premium outruns the Scott, TN budget; a carrier leaves Scott, TN; Scott, TN carrying cost passes plan; Scott, TN owners sell while current; Scott, TN insurance distress leads Scott, TN foreclosure data.