Stewart County, TN: Home-Insurance Distress & Forced-Sale Pressure
Stewart County, TN: 56/100 (elevated) home-insurance distress; Stewart, TN band MEDIUM; Stewart, TN #988 of 3,222 counties; Stewart, TN #35 of 95 in Tennessee; raw Stewart, TN 60.2.
FEMA hazard, Stewart, TN: 52/100; Stewart, TN declarations, three years: 12; Stewart, TN perils: 6 severe-storm; Stewart, TN five-year count 12 (severity 20.0); Stewart, TN ten-year 12; hazard-weighted, Stewart, TN: 6.0.
Declared incidents on the Stewart, TN record: 2026 Winter Storm 4; 2025 Severe Storm 4 (Stewart, TN); 2023 Severe Storm 2 (Stewart, TN).
NFIP claims, Stewart, TN, three years: 3; Stewart, TN payouts $19,573; per Stewart, TN claim $6,524; Stewart, TN claim-stress 62/100.
Stewart, TN monthly score fell, 62 (March 2026) to 56 (October 2026); Stewart, TN by month: March 62, April 62, May 61, June 61 (Stewart, TN), July 58, August 68, September 57, October 56.
Stewart, TN components: climate 52, NFIP claims 62; Stewart, TN retreat index 56.
Construction distress, Stewart, TN: 32/100 as of August 2026 (Stewart, TN: 57/100 one-to-four unit, 18/100 multifamily).
Stewart, TN ZIPs, June 2026 (Stewart, TN, 8 highest): score 0 (Stewart, TN), climate 38 (Stewart, TN): 37079; score 0 (Stewart, TN), climate 35 (Stewart, TN): 37050; score 0 (Stewart, TN), climate 25 (Stewart, TN): 37023, 37028, 37058; score 0 (Stewart, TN), climate 18 (Stewart, TN): 37175, 37178; score 0 (Stewart, TN), climate 14 (Stewart, TN): 37061.
DLRadar rescores Stewart, TN monthly; Stewart, TN readings join Stewart, TN foreclosure, lien and ownership parcels (Stewart, TN), so cost-squeezed Stewart, TN owners surface before listing.
Inside Tennessee, Stewart County ranks 37th of 95 counties for home-insurance distress at 56/100; Robertson County (56/100) sits just above Stewart County, and Smith County (55/100) sits just below Stewart County.
Deterministic. Every Stewart County, TN signal traces to a public Stewart dataset (FEMA, NFIP, Census for Stewart, TN) · how insurance distress works in Stewart, TN · methodology
FAQ: Stewart County, TN insurance distress
What is the Stewart County, TN home-insurance-distress score?
Stewart, TN: 56/100 (MEDIUM), #988 of 3,222, #35 in Tennessee. FEMA hazard, Stewart, TN: 52/100; NFIP stress, Stewart, TN: 62/100; construction, Stewart, TN: 32/100; Stewart, TN rescores monthly.
Is Stewart County insurance distress getting better or worse (TN)?
Stewart, TN: 62 in March 2026; Stewart, TN: 56 in October 2026 (better); Stewart, TN climate component 52; Stewart, TN NFIP claims score 62.
How many flood-insurance claims has Stewart County, TN had?
Stewart, TN: 3 NFIP claims, three years; Stewart, TN paid $19,573; per Stewart, TN claim $6,524; carriers reprice Stewart, TN against that record.
Which Stewart County ZIP codes carry the most insurance distress (TN)?
Stewart, TN, June 2026: 37079 at 0, 37050 at 0, 37023 at 0, 37028 at 0; Stewart, TN climate scores there: 38, 35, 25, 25.
Why does Stewart, TN insurance distress create sellers?
A Stewart, TN premium outruns the Stewart, TN budget; a carrier leaves Stewart, TN; Stewart, TN carrying cost passes plan; Stewart, TN owners sell while current; Stewart, TN insurance distress leads Stewart, TN foreclosure data.