Anderson County, TX: Home-Insurance Distress & Forced-Sale Pressure
Anderson County, TX: 78/100 (severe) home-insurance distress; Anderson, TX band MEDIUM; Anderson, TX #436 of 3,222 counties; Anderson, TX #42 of 254 in Texas; raw Anderson, TX 81.9.
FEMA hazard, Anderson, TX: 84/100; Anderson, TX declarations, three years: 6; Anderson, TX perils: 2 hurricane, 2 flood; Anderson, TX five-year count 6 (severity 8.0); Anderson, TX ten-year 6; hazard-weighted, Anderson, TX: 21.0.
Declared incidents on the Anderson, TX record: 2024 Hurricane 2; 2024 Flood 2 (Anderson, TX); 2023 Winter Storm 2 (Anderson, TX).
NFIP claims, Anderson, TX, three years: 4; Anderson, TX payouts $48,855; per Anderson, TX claim $12,214; Anderson, TX claim-stress 68/100.
Anderson, TX monthly score held, 77 (March 2026) to 77 (October 2026); Anderson, TX by month: March 77, April 77, May 82, June 82 (Anderson, TX), July 79, August 81, September 79, October 77.
Anderson, TX components: climate 83, NFIP claims 68; Anderson, TX retreat index 77.
Construction distress, Anderson, TX: 7/100 as of August 2026 (Anderson, TX: 11/100 one-to-four unit, 0/100 multifamily).
Anderson, TX ZIPs, June 2026 (Anderson, TX, 12 highest): score 0 (Anderson, TX), climate 79 (Anderson, TX): 75752; score 0 (Anderson, TX), climate 78 (Anderson, TX): 75751; score 0 (Anderson, TX), climate 74 (Anderson, TX): 75763; score 0 (Anderson, TX), climate 70 (Anderson, TX): 75779, 75801, 75803, 75853, Anderson, TX 75861, 75884, 75886; score 0 (Anderson, TX), climate 69 (Anderson, TX): 75839; score 0 (Anderson, TX), climate 56 (Anderson, TX): 75844.
DLRadar rescores Anderson, TX monthly; Anderson, TX readings join Anderson, TX foreclosure, lien and ownership parcels (Anderson, TX), so cost-squeezed Anderson, TX owners surface before listing.
Inside Texas, Anderson County ranks 36th of 254 counties for home-insurance distress at 78/100; Brazos County (78/100) sits just above Anderson County, and San Saba County (77/100) sits just below Anderson County.
Deterministic. Every Anderson County, TX signal traces to a public Anderson dataset (FEMA, NFIP, Census for Anderson, TX) · how insurance distress works in Anderson, TX · methodology
FAQ: Anderson County, TX insurance distress
What is the Anderson County, TX home-insurance-distress score?
Anderson, TX: 78/100 (MEDIUM), #436 of 3,222, #42 in Texas. FEMA hazard, Anderson, TX: 84/100; NFIP stress, Anderson, TX: 68/100; construction, Anderson, TX: 7/100; Anderson, TX rescores monthly.
Is Anderson County insurance distress getting better or worse (TX)?
Anderson, TX: 77 in March 2026; Anderson, TX: 77 in October 2026 (unchanged); Anderson, TX climate component 83; Anderson, TX NFIP claims score 68.
How many flood-insurance claims has Anderson County, TX had?
Anderson, TX: 4 NFIP claims, three years; Anderson, TX paid $48,855; per Anderson, TX claim $12,214; carriers reprice Anderson, TX against that record.
Which Anderson County ZIP codes carry the most insurance distress (TX)?
Anderson, TX, June 2026: 75752 at 0, 75751 at 0, 75763 at 0, 75779 at 0; Anderson, TX climate scores there: 79, 78, 74, 70.
Why does Anderson, TX insurance distress create sellers?
A Anderson, TX premium outruns the Anderson, TX budget; a carrier leaves Anderson, TX; Anderson, TX carrying cost passes plan; Anderson, TX owners sell while current; Anderson, TX insurance distress leads Anderson, TX foreclosure data.