Austin County, TX: Home-Insurance Distress & Forced-Sale Pressure
Austin County, TX: 80/100 (severe) home-insurance distress; Austin, TX band MEDIUM; Austin, TX #371 of 3,222 counties; Austin, TX #30 of 254 in Texas.
FEMA hazard, Austin, TX: 84/100; Austin, TX declarations, three years: 4; Austin, TX perils: 2 hurricane, 2 flood; Austin, TX five-year count 4 (severity 6.0); Austin, TX ten-year 4; hazard-weighted, Austin, TX: 14.0.
Declared incidents on the Austin, TX record: 2024 Hurricane 3; 2024 Flood 3 (Austin, TX).
NFIP claims, Austin, TX, three years: 3; Austin, TX payouts $87,132; per Austin, TX claim $29,044; Austin, TX claim-stress 73/100.
Austin, TX monthly score rose, 57 (March 2026) to 79 (October 2026); Austin, TX by month: March 57, April 57, May 61, June 61 (Austin, TX), July 59, August 61, September 59, October 79.
Austin, TX components: climate 83, NFIP claims 73; Austin, TX retreat index 79.
Construction distress, Austin, TX: 73/100 as of August 2026 (Austin, TX: 73/100 one-to-four unit, 4/100 multifamily).
Austin, TX ZIPs, June 2026 (Austin, TX, 13 highest): score 0 (Austin, TX), climate 70 (Austin, TX): 77485; score 0 (Austin, TX), climate 67 (Austin, TX): 77835; score 0 (Austin, TX), climate 66 (Austin, TX): 77833; score 0 (Austin, TX), climate 64 (Austin, TX): 77426; score 0 (Austin, TX), climate 56 (Austin, TX): 78933, 78940, 78954; score 0 (Austin, TX), climate 53 (Austin, TX): 78950; score 0 (Austin, TX), climate 51 (Austin, TX): 77418, 77473, 77474, 78931, Austin, TX 78944.
DLRadar rescores Austin, TX monthly; Austin, TX readings join Austin, TX foreclosure, lien and ownership parcels (Austin, TX), so cost-squeezed Austin, TX owners surface before listing.
Inside Texas, Austin County ranks 30th of 254 counties for home-insurance distress at 80/100; Fort Bend County (80/100) sits just above Austin County, and Matagorda County (79/100) sits just below Austin County.
Deterministic. Every Austin County, TX signal traces to a public Austin dataset (FEMA, NFIP, Census for Austin, TX) · how insurance distress works in Austin, TX · methodology
FAQ: Austin County, TX insurance distress
What is the Austin County, TX home-insurance-distress score?
Austin, TX: 80/100 (MEDIUM), #371 of 3,222, #30 in Texas. FEMA hazard, Austin, TX: 84/100; NFIP stress, Austin, TX: 73/100; construction, Austin, TX: 73/100; Austin, TX rescores monthly.
Is Austin County insurance distress getting better or worse (TX)?
Austin, TX: 57 in March 2026; Austin, TX: 79 in October 2026 (worse); Austin, TX climate component 83; Austin, TX NFIP claims score 73.
How many flood-insurance claims has Austin County, TX had?
Austin, TX: 3 NFIP claims, three years; Austin, TX paid $87,132; per Austin, TX claim $29,044; carriers reprice Austin, TX against that record.
Which Austin County ZIP codes carry the most insurance distress (TX)?
Austin, TX, June 2026: 77485 at 0, 77835 at 0, 77833 at 0, 77426 at 0; Austin, TX climate scores there: 70, 67, 66, 64.
Why does Austin, TX insurance distress create sellers?
A Austin, TX premium outruns the Austin, TX budget; a carrier leaves Austin, TX; Austin, TX carrying cost passes plan; Austin, TX owners sell while current; Austin, TX insurance distress leads Austin, TX foreclosure data.