Bastrop County, TX: Home-Insurance Distress & Forced-Sale Pressure
Bastrop County, TX: 0/100 (low) home-insurance distress; Bastrop, TX band ZERO; Bastrop, TX #3,058 of 3,222 counties; Bastrop, TX #189 of 254 in Texas; Bastrop, TX coverage multiplier 0.70.
FEMA hazard, Bastrop, TX: 0/100; Bastrop, TX declarations, three years: none; Bastrop, TX five-year count 2 (severity 2.0); Bastrop, TX ten-year 2.
Declared incidents on the Bastrop, TX record: 2023 Winter Storm 2 (Bastrop, TX).
NFIP claims, Bastrop, TX, three years: none; Bastrop, TX claim-stress 0/100.
Bastrop, TX monthly score: 0 in every month from March 2026 (Bastrop, TX) through October 2026.
Bastrop, TX components: all zero this month; Bastrop, TX climate multiplier 0.70.
Construction distress, Bastrop, TX: 54/100 as of August 2026 (Bastrop, TX: 76/100 one-to-four unit, 8/100 multifamily).
Bastrop, TX ZIPs, June 2026 (Bastrop, TX, 15 highest): score 0 (Bastrop, TX), climate 98 (Bastrop, TX): 78653; score 0 (Bastrop, TX), climate 94 (Bastrop, TX): 78617; score 0 (Bastrop, TX), climate 82 (Bastrop, TX): 78621; score 0 (Bastrop, TX), climate 81 (Bastrop, TX): 78602, 78612; score 0 (Bastrop, TX), climate 80 (Bastrop, TX): 78662, 78953; score 0 (Bastrop, TX), climate 78 (Bastrop, TX): 78616, 78957; score 0 (Bastrop, TX), climate 77 (Bastrop, TX): 78959; score 0 (Bastrop, TX), climate 73 (Bastrop, TX): 78659; score 0 (Bastrop, TX), climate 69 (Bastrop, TX): 78650; score 0 (Bastrop, TX), climate 61 (Bastrop, TX): 78941; score 0 (Bastrop, TX), climate 57 (Bastrop, TX): 78945; score 0 (Bastrop, TX), climate 44 (Bastrop, TX): 78942.
DLRadar rescores Bastrop, TX monthly; Bastrop, TX readings join Bastrop, TX foreclosure, lien and ownership parcels (Bastrop, TX), so cost-squeezed Bastrop, TX owners surface before listing.
Inside Texas, Bastrop County ranks 189th of 254 counties for home-insurance distress at 0/100; Archer County (0/100) sits just above Bastrop County, and Borden County (0/100) sits just below Bastrop County.
Deterministic. Every Bastrop County, TX signal traces to a public Bastrop dataset (FEMA, NFIP, Census for Bastrop, TX) · how insurance distress works in Bastrop, TX · methodology
FAQ: Bastrop County, TX insurance distress
What is the Bastrop County, TX home-insurance-distress score?
Bastrop, TX: 0/100 (ZERO), #3,058 of 3,222, #189 in Texas. FEMA hazard, Bastrop, TX: 0/100; NFIP stress, Bastrop, TX: 0/100; construction, Bastrop, TX: 54/100; Bastrop, TX rescores monthly.
Is Bastrop County insurance distress getting better or worse (TX)?
Bastrop, TX: 0 in March 2026; Bastrop, TX: 0 in October 2026 (unchanged).
Which Bastrop County ZIP codes carry the most insurance distress (TX)?
Bastrop, TX, June 2026: 78653 at 0, 78617 at 0, 78621 at 0, 78602 at 0; Bastrop, TX climate scores there: 98, 94, 82, 81.
Why does Bastrop, TX insurance distress create sellers?
A Bastrop, TX premium outruns the Bastrop, TX budget; a carrier leaves Bastrop, TX; Bastrop, TX carrying cost passes plan; Bastrop, TX owners sell while current; Bastrop, TX insurance distress leads Bastrop, TX foreclosure data.