Bosque County, TX: Home-Insurance Distress & Forced-Sale Pressure
Bosque County, TX: 77/100 (severe) home-insurance distress; Bosque, TX band MEDIUM; Bosque, TX #460 of 3,222 counties; Bosque, TX #39 of 254 in Texas; raw Bosque, TX 82.5.
FEMA hazard, Bosque, TX: 68/100; Bosque, TX declarations, three years: 6; Bosque, TX perils: 2 flood, 2 fire; Bosque, TX five-year count 2 (severity 3.0); Bosque, TX ten-year 2; hazard-weighted, Bosque, TX: 12.0.
Declared incidents on the Bosque, TX record: 2026 Fire 2; 2024 Flood 2 (Bosque, TX).
NFIP claims, Bosque, TX, three years: 7; Bosque, TX payouts $886,364; per Bosque, TX claim $126,623; Bosque, TX claim-stress 89/100.
Bosque, TX monthly score rose, 71 (March 2026) to 76 (October 2026); Bosque, TX by month: March 71, April 71, May 70, June 70 (Bosque, TX), July 68, August 67, September 78, October 76.
Bosque, TX components: climate 68, NFIP claims 89; Bosque, TX retreat index 76.
Construction distress, Bosque, TX: 72/100 as of August 2026 (Bosque, TX: 67/100 one-to-four unit, 30/100 multifamily).
Bosque, TX ZIPs, June 2026 (Bosque, TX, 11 highest): score 0 (Bosque, TX), climate 75 (Bosque, TX): 76633; score 0 (Bosque, TX), climate 54 (Bosque, TX): 76689; score 0 (Bosque, TX), climate 43 (Bosque, TX): 76649; score 0 (Bosque, TX), climate 36 (Bosque, TX): 76457; score 0 (Bosque, TX), climate 35 (Bosque, TX): 76634; score 0 (Bosque, TX), climate 34 (Bosque, TX): 76652, 76665, 76671; score 0 (Bosque, TX), climate 30 (Bosque, TX): 76690; score 0 (Bosque, TX), climate 25 (Bosque, TX): 76637; score 0 (Bosque, TX), climate 21 (Bosque, TX): 76043.
DLRadar rescores Bosque, TX monthly; Bosque, TX readings join Bosque, TX foreclosure, lien and ownership parcels (Bosque, TX), so cost-squeezed Bosque, TX owners surface before listing.
Inside Texas, Bosque County ranks 39th of 254 counties for home-insurance distress at 77/100; Victoria County (77/100) sits just above Bosque County, and Jackson County (76/100) sits just below Bosque County.
Deterministic. Every Bosque County, TX signal traces to a public Bosque dataset (FEMA, NFIP, Census for Bosque, TX) · how insurance distress works in Bosque, TX · methodology
FAQ: Bosque County, TX insurance distress
What is the Bosque County, TX home-insurance-distress score?
Bosque, TX: 77/100 (MEDIUM), #460 of 3,222, #39 in Texas. FEMA hazard, Bosque, TX: 68/100; NFIP stress, Bosque, TX: 89/100; construction, Bosque, TX: 72/100; Bosque, TX rescores monthly.
Is Bosque County insurance distress getting better or worse (TX)?
Bosque, TX: 71 in March 2026; Bosque, TX: 76 in October 2026 (worse); Bosque, TX climate component 68; Bosque, TX NFIP claims score 89.
How many flood-insurance claims has Bosque County, TX had?
Bosque, TX: 7 NFIP claims, three years; Bosque, TX paid $886,364; per Bosque, TX claim $126,623; carriers reprice Bosque, TX against that record.
Which Bosque County ZIP codes carry the most insurance distress (TX)?
Bosque, TX, June 2026: 76633 at 0, 76689 at 0, 76649 at 0, 76457 at 0; Bosque, TX climate scores there: 75, 54, 43, 36.
Why does Bosque, TX insurance distress create sellers?
A Bosque, TX premium outruns the Bosque, TX budget; a carrier leaves Bosque, TX; Bosque, TX carrying cost passes plan; Bosque, TX owners sell while current; Bosque, TX insurance distress leads Bosque, TX foreclosure data.