Bowie County, TX: Home-Insurance Distress & Forced-Sale Pressure
Bowie County, TX: 86/100 (severe) home-insurance distress; Bowie, TX band HIGH; Bowie, TX #184 of 3,222 counties; Bowie, TX #13 of 254 in Texas; raw Bowie, TX 90.7.
FEMA hazard, Bowie, TX: 84/100; Bowie, TX declarations, three years: 6; Bowie, TX perils: 2 hurricane, 2 flood; Bowie, TX five-year count 4 (severity 6.0); Bowie, TX ten-year 4; hazard-weighted, Bowie, TX: 21.0.
Declared incidents on the Bowie, TX record: 2024 Hurricane 2; 2024 Flood 2 (Bowie, TX).
NFIP claims, Bowie, TX, three years: 19; Bowie, TX payouts $969,259; per Bowie, TX claim $51,014; Bowie, TX claim-stress 90/100.
Bowie, TX monthly score rose, 85 (March 2026) to 86 (October 2026); Bowie, TX by month: March 85, April 85, May 89, June 89 (Bowie, TX), July 87, August 89, September 87, October 86.
Bowie, TX components: climate 83, NFIP claims 90; Bowie, TX retreat index 86.
Construction distress, Bowie, TX: 61/100 as of August 2026 (Bowie, TX: 79/100 one-to-four unit, 0/100 multifamily).
Bowie, TX ZIPs, June 2026 (Bowie, TX, 10 highest): score 0 (Bowie, TX), climate 77 (Bowie, TX): 75501, 75503, 75561, 75567, Bowie, TX 75569, 75570, 75573, 75574; score 0 (Bowie, TX), climate 76 (Bowie, TX): 75559; score 0 (Bowie, TX), climate 62 (Bowie, TX): 75554.
DLRadar rescores Bowie, TX monthly; Bowie, TX readings join Bowie, TX foreclosure, lien and ownership parcels (Bowie, TX), so cost-squeezed Bowie, TX owners surface before listing.
Inside Texas, Bowie County ranks 12th of 254 counties for home-insurance distress at 86/100; Jasper County (87/100) sits just above Bowie County, and Kerr County (86/100) sits just below Bowie County.
Deterministic. Every Bowie County, TX signal traces to a public Bowie dataset (FEMA, NFIP, Census for Bowie, TX) · how insurance distress works in Bowie, TX · methodology
FAQ: Bowie County, TX insurance distress
What is the Bowie County, TX home-insurance-distress score?
Bowie, TX: 86/100 (HIGH), #184 of 3,222, #13 in Texas. FEMA hazard, Bowie, TX: 84/100; NFIP stress, Bowie, TX: 90/100; construction, Bowie, TX: 61/100; Bowie, TX rescores monthly.
Is Bowie County insurance distress getting better or worse (TX)?
Bowie, TX: 85 in March 2026; Bowie, TX: 86 in October 2026 (worse); Bowie, TX climate component 83; Bowie, TX NFIP claims score 90.
How many flood-insurance claims has Bowie County, TX had?
Bowie, TX: 19 NFIP claims, three years; Bowie, TX paid $969,259; per Bowie, TX claim $51,014; carriers reprice Bowie, TX against that record.
Which Bowie County ZIP codes carry the most insurance distress (TX)?
Bowie, TX, June 2026: 75501 at 0, 75503 at 0, 75561 at 0, 75567 at 0; Bowie, TX climate scores there: 77, 77, 77, 77.
Why does Bowie, TX insurance distress create sellers?
A Bowie, TX premium outruns the Bowie, TX budget; a carrier leaves Bowie, TX; Bowie, TX carrying cost passes plan; Bowie, TX owners sell while current; Bowie, TX insurance distress leads Bowie, TX foreclosure data.