Brazoria County, TX: Home-Insurance Distress & Forced-Sale Pressure
Brazoria County, TX: 80/100 (severe) home-insurance distress; Brazoria, TX band HIGH; Brazoria, TX #344 of 3,222 counties; Brazoria, TX #27 of 254 in Texas; raw Brazoria, TX 86.3.
FEMA hazard, Brazoria, TX: 74/100; Brazoria, TX declarations, three years: 3; Brazoria, TX perils: 2 hurricane; Brazoria, TX five-year count 2 (severity 3.0); Brazoria, TX ten-year 2; hazard-weighted, Brazoria, TX: 15.0.
Declared incidents on the Brazoria, TX record: 2024 Hurricane 2 (Brazoria, TX).
NFIP claims, Brazoria, TX, three years: 364; Brazoria, TX payouts $6,407,514; per Brazoria, TX claim $17,603; Brazoria, TX claim-stress 90/100.
Brazoria, TX monthly score fell, 83 (March 2026) to 80 (October 2026); Brazoria, TX by month: March 83, April 83, May 84, June 84 (Brazoria, TX), July 82, August 83, September 81, October 80.
Brazoria, TX components: climate 73, NFIP claims 90; Brazoria, TX retreat index 80.
Construction distress, Brazoria, TX: 83/100 as of August 2026 (Brazoria, TX: 73/100 one-to-four unit, 99/100 multifamily).
Brazoria, TX ZIPs, June 2026 (Brazoria, TX, 16 highest): score 0 (Brazoria, TX), climate 98 (Brazoria, TX): 77545; score 0 (Brazoria, TX), climate 97 (Brazoria, TX): 77546; score 0 (Brazoria, TX), climate 96 (Brazoria, TX): 77444; score 0 (Brazoria, TX), climate 95 (Brazoria, TX): 77430, 77510, 77517; score 0 (Brazoria, TX), climate 94 (Brazoria, TX): 77422, 77431, 77486, 77511, Brazoria, TX 77515, 77531, 77534, 77541, Brazoria, TX 77566, 77577.
DLRadar rescores Brazoria, TX monthly; Brazoria, TX readings join Brazoria, TX foreclosure, lien and ownership parcels (Brazoria, TX), so cost-squeezed Brazoria, TX owners surface before listing.
Inside Texas, Brazoria County ranks 27th of 254 counties for home-insurance distress at 80/100; Galveston County (80/100) sits just above Brazoria County, and Angelina County (80/100) sits just below Brazoria County.
Deterministic. Every Brazoria County, TX signal traces to a public Brazoria dataset (FEMA, NFIP, Census for Brazoria, TX) · how insurance distress works in Brazoria, TX · methodology
FAQ: Brazoria County, TX insurance distress
What is the Brazoria County, TX home-insurance-distress score?
Brazoria, TX: 80/100 (HIGH), #344 of 3,222, #27 in Texas. FEMA hazard, Brazoria, TX: 74/100; NFIP stress, Brazoria, TX: 90/100; construction, Brazoria, TX: 83/100; Brazoria, TX rescores monthly.
Is Brazoria County insurance distress getting better or worse (TX)?
Brazoria, TX: 83 in March 2026; Brazoria, TX: 80 in October 2026 (better); Brazoria, TX climate component 73; Brazoria, TX NFIP claims score 90.
How many flood-insurance claims has Brazoria County, TX had?
Brazoria, TX: 364 NFIP claims, three years; Brazoria, TX paid $6,407,514; per Brazoria, TX claim $17,603; carriers reprice Brazoria, TX against that record.
Which Brazoria County ZIP codes carry the most insurance distress (TX)?
Brazoria, TX, June 2026: 77545 at 0, 77546 at 0, 77444 at 0, 77430 at 0; Brazoria, TX climate scores there: 98, 97, 96, 95.
Why does Brazoria, TX insurance distress create sellers?
A Brazoria, TX premium outruns the Brazoria, TX budget; a carrier leaves Brazoria, TX; Brazoria, TX carrying cost passes plan; Brazoria, TX owners sell while current; Brazoria, TX insurance distress leads Brazoria, TX foreclosure data.