Brown County, TX: Home-Insurance Distress & Forced-Sale Pressure
Brown County, TX: 61/100 (elevated) home-insurance distress; Brown, TX band MEDIUM; Brown, TX #873 of 3,222 counties; Brown, TX #93 of 254 in Texas.
FEMA hazard, Brown, TX: 52/100; Brown, TX declarations, three years: 2; Brown, TX perils: 2 flood; Brown, TX five-year count 2 (severity 3.0); Brown, TX ten-year 2; hazard-weighted, Brown, TX: 4.0.
Declared incidents on the Brown, TX record: 2024 Flood 2 (Brown, TX).
NFIP claims, Brown, TX, three years: 2; Brown, TX payouts $97,227; per Brown, TX claim $48,614; Brown, TX claim-stress 74/100.
Brown, TX monthly score fell, 66 (March 2026) to 61 (October 2026); Brown, TX by month: March 66, April 66, May 65, June 65 (Brown, TX), July 62, August 61, September 61, October 61.
Brown, TX components: climate 52, NFIP claims 74; Brown, TX retreat index 61.
Construction distress, Brown, TX: 77/100 as of August 2026 (Brown, TX: 58/100 one-to-four unit, 97/100 multifamily).
Brown, TX ZIPs, June 2026 (Brown, TX, 10 highest): score 0 (Brown, TX), climate 62 (Brown, TX): 76802; score 0 (Brown, TX), climate 61 (Brown, TX): 76857; score 0 (Brown, TX), climate 59 (Brown, TX): 76801, 76827; score 0 (Brown, TX), climate 56 (Brown, TX): 76823; score 0 (Brown, TX), climate 55 (Brown, TX): 76432; score 0 (Brown, TX), climate 50 (Brown, TX): 76890; score 0 (Brown, TX), climate 46 (Brown, TX): 76474; score 0 (Brown, TX), climate 44 (Brown, TX): 76471; score 0 (Brown, TX), climate 25 (Brown, TX): 76443.
DLRadar rescores Brown, TX monthly; Brown, TX readings join Brown, TX foreclosure, lien and ownership parcels (Brown, TX), so cost-squeezed Brown, TX owners surface before listing.
Inside Texas, Brown County ranks 93rd of 254 counties for home-insurance distress at 61/100; Montague County (61/100) sits just above Brown County, and Medina County (60/100) sits just below Brown County.
Deterministic. Every Brown County, TX signal traces to a public Brown dataset (FEMA, NFIP, Census for Brown, TX) · how insurance distress works in Brown, TX · methodology
FAQ: Brown County, TX insurance distress
What is the Brown County, TX home-insurance-distress score?
Brown, TX: 61/100 (MEDIUM), #873 of 3,222, #93 in Texas. FEMA hazard, Brown, TX: 52/100; NFIP stress, Brown, TX: 74/100; construction, Brown, TX: 77/100; Brown, TX rescores monthly.
Is Brown County insurance distress getting better or worse (TX)?
Brown, TX: 66 in March 2026; Brown, TX: 61 in October 2026 (better); Brown, TX climate component 52; Brown, TX NFIP claims score 74.
How many flood-insurance claims has Brown County, TX had?
Brown, TX: 2 NFIP claims, three years; Brown, TX paid $97,227; per Brown, TX claim $48,614; carriers reprice Brown, TX against that record.
Which Brown County ZIP codes carry the most insurance distress (TX)?
Brown, TX, June 2026: 76802 at 0, 76857 at 0, 76801 at 0, 76827 at 0; Brown, TX climate scores there: 62, 61, 59, 59.
Why does Brown, TX insurance distress create sellers?
A Brown, TX premium outruns the Brown, TX budget; a carrier leaves Brown, TX; Brown, TX carrying cost passes plan; Brown, TX owners sell while current; Brown, TX insurance distress leads Brown, TX foreclosure data.