Calhoun County, TX: Home-Insurance Distress & Forced-Sale Pressure
Calhoun County, TX: 85/100 (severe) home-insurance distress; Calhoun, TX band HIGH; Calhoun, TX #235 of 3,222 counties; Calhoun, TX #17 of 254 in Texas; raw Calhoun, TX 88.8.
FEMA hazard, Calhoun, TX: 84/100; Calhoun, TX declarations, three years: 6; Calhoun, TX perils: 2 hurricane, 2 flood; Calhoun, TX five-year count 4 (severity 6.0); Calhoun, TX ten-year 4; hazard-weighted, Calhoun, TX: 21.0.
Declared incidents on the Calhoun, TX record: 2024 Hurricane 2; 2024 Flood 2 (Calhoun, TX).
NFIP claims, Calhoun, TX, three years: 12; Calhoun, TX payouts $463,524; per Calhoun, TX claim $38,627; Calhoun, TX claim-stress 85/100.
Calhoun, TX monthly score rose, 83 (March 2026) to 84 (October 2026); Calhoun, TX by month: March 83, April 83, May 88, June 88 (Calhoun, TX), July 85, August 87, September 86, October 84.
Calhoun, TX components: climate 83, NFIP claims 85; Calhoun, TX retreat index 84.
Construction distress, Calhoun, TX: 65/100 as of August 2026 (Calhoun, TX: 62/100 one-to-four unit, 21/100 multifamily).
Calhoun, TX ZIPs, June 2026 (Calhoun, TX, 6 highest): score 0 (Calhoun, TX), climate 76 (Calhoun, TX): 77465; score 0 (Calhoun, TX), climate 66 (Calhoun, TX): 77979; score 0 (Calhoun, TX), climate 65 (Calhoun, TX): 77978, 77982, 77983; score 0 (Calhoun, TX), climate 41 (Calhoun, TX): 77990.
DLRadar rescores Calhoun, TX monthly; Calhoun, TX readings join Calhoun, TX foreclosure, lien and ownership parcels (Calhoun, TX), so cost-squeezed Calhoun, TX owners surface before listing.
Inside Texas, Calhoun County ranks 17th of 254 counties for home-insurance distress at 85/100; Trinity County (85/100) sits just above Calhoun County, and Grimes County (84/100) sits just below Calhoun County.
Deterministic. Every Calhoun County, TX signal traces to a public Calhoun dataset (FEMA, NFIP, Census for Calhoun, TX) · how insurance distress works in Calhoun, TX · methodology
FAQ: Calhoun County, TX insurance distress
What is the Calhoun County, TX home-insurance-distress score?
Calhoun, TX: 85/100 (HIGH), #235 of 3,222, #17 in Texas. FEMA hazard, Calhoun, TX: 84/100; NFIP stress, Calhoun, TX: 85/100; construction, Calhoun, TX: 65/100; Calhoun, TX rescores monthly.
Is Calhoun County insurance distress getting better or worse (TX)?
Calhoun, TX: 83 in March 2026; Calhoun, TX: 84 in October 2026 (worse); Calhoun, TX climate component 83; Calhoun, TX NFIP claims score 85.
How many flood-insurance claims has Calhoun County, TX had?
Calhoun, TX: 12 NFIP claims, three years; Calhoun, TX paid $463,524; per Calhoun, TX claim $38,627; carriers reprice Calhoun, TX against that record.
Which Calhoun County ZIP codes carry the most insurance distress (TX)?
Calhoun, TX, June 2026: 77465 at 0, 77979 at 0, 77978 at 0, 77982 at 0; Calhoun, TX climate scores there: 76, 66, 65, 65.
Why does Calhoun, TX insurance distress create sellers?
A Calhoun, TX premium outruns the Calhoun, TX budget; a carrier leaves Calhoun, TX; Calhoun, TX carrying cost passes plan; Calhoun, TX owners sell while current; Calhoun, TX insurance distress leads Calhoun, TX foreclosure data.