Cochran County, TX: Home-Insurance Distress & Forced-Sale Pressure
Cochran County, TX: 27/100 (moderate) home-insurance distress; Cochran, TX band LOW; Cochran, TX #1,811 of 3,222 counties; Cochran, TX #154 of 254 in Texas; raw Cochran, TX 31.2; Cochran, TX coverage multiplier 0.85.
FEMA hazard, Cochran, TX: 52/100; Cochran, TX declarations, three years: 2; Cochran, TX perils: 2 flood; Cochran, TX five-year count 2 (severity 3.0); Cochran, TX ten-year 2; hazard-weighted, Cochran, TX: 4.0.
Declared incidents on the Cochran, TX record: 2024 Flood 2 (Cochran, TX).
NFIP claims, Cochran, TX, three years: none; Cochran, TX claim-stress 0/100.
Cochran, TX monthly score fell, 30 (March 2026) to 26 (October 2026); Cochran, TX by month: March 30, April 30, May 30, June 30 (Cochran, TX), July 27, August 26, September 27, October 26.
Cochran, TX components: climate 52; Cochran, TX retreat index 26; Cochran, TX climate multiplier 0.85.
Construction distress, Cochran, TX: 16/100 as of August 2026 (Cochran, TX: 16/100 one-to-four unit, 0/100 multifamily).
Cochran, TX ZIPs, June 2026 (Cochran, TX, 4 highest): score 0 (Cochran, TX), climate 49 (Cochran, TX): 79336; score 0 (Cochran, TX), climate 12 (Cochran, TX): 79346; score 0 (Cochran, TX), climate 10 (Cochran, TX): 79314, 79379.
DLRadar rescores Cochran, TX monthly; Cochran, TX readings join Cochran, TX foreclosure, lien and ownership parcels (Cochran, TX), so cost-squeezed Cochran, TX owners surface before listing.
Inside Texas, Cochran County ranks 154th of 254 counties for home-insurance distress at 27/100; Brewster County (27/100) sits just above Cochran County, and Coleman County (27/100) sits just below Cochran County.
Deterministic. Every Cochran County, TX signal traces to a public Cochran dataset (FEMA, NFIP, Census for Cochran, TX) · how insurance distress works in Cochran, TX · methodology
FAQ: Cochran County, TX insurance distress
What is the Cochran County, TX home-insurance-distress score?
Cochran, TX: 27/100 (LOW), #1,811 of 3,222, #154 in Texas. FEMA hazard, Cochran, TX: 52/100; NFIP stress, Cochran, TX: 0/100; construction, Cochran, TX: 16/100; Cochran, TX rescores monthly.
Is Cochran County insurance distress getting better or worse (TX)?
Cochran, TX: 30 in March 2026; Cochran, TX: 26 in October 2026 (better); Cochran, TX climate component 52.
Which Cochran County ZIP codes carry the most insurance distress (TX)?
Cochran, TX, June 2026: 79336 at 0, 79346 at 0, 79314 at 0, 79379 at 0; Cochran, TX climate scores there: 49, 12, 10, 10.
Why does Cochran, TX insurance distress create sellers?
A Cochran, TX premium outruns the Cochran, TX budget; a carrier leaves Cochran, TX; Cochran, TX carrying cost passes plan; Cochran, TX owners sell while current; Cochran, TX insurance distress leads Cochran, TX foreclosure data.