Coleman County, TX: Home-Insurance Distress & Forced-Sale Pressure
Coleman County, TX: 27/100 (moderate) home-insurance distress; Coleman, TX band LOW; Coleman, TX #1,812 of 3,222 counties; Coleman, TX #146 of 254 in Texas; raw Coleman, TX 35.3; Coleman, TX coverage multiplier 0.85.
FEMA hazard, Coleman, TX: 52/100; Coleman, TX declarations, three years: 3; Coleman, TX perils: 2 flood; Coleman, TX five-year count 2 (severity 3.0); Coleman, TX ten-year 2; hazard-weighted, Coleman, TX: 6.0.
Declared incidents on the Coleman, TX record: 2024 Flood 2 (Coleman, TX).
NFIP claims, Coleman, TX, three years: none; Coleman, TX claim-stress 0/100.
Coleman, TX monthly score fell, 30 (March 2026) to 26 (October 2026); Coleman, TX by month: March 30, April 30, May 30, June 30 (Coleman, TX), July 27, August 26, September 27, October 26.
Coleman, TX components: climate 52; Coleman, TX retreat index 26; Coleman, TX climate multiplier 0.85.
Construction distress, Coleman, TX: 31/100 as of August 2026 (Coleman, TX: 30/100 one-to-four unit, 3/100 multifamily).
Coleman, TX ZIPs, June 2026 (Coleman, TX, 15 highest): score 0 (Coleman, TX), climate 59 (Coleman, TX): 76801, 76827; score 0 (Coleman, TX), climate 56 (Coleman, TX): 76823; score 0 (Coleman, TX), climate 25 (Coleman, TX): 76443; score 0 (Coleman, TX), climate 23 (Coleman, TX): 79519; score 0 (Coleman, TX), climate 21 (Coleman, TX): 76882; score 0 (Coleman, TX), climate 19 (Coleman, TX): 79538; score 0 (Coleman, TX), climate 17 (Coleman, TX): 76828, 76834, 76845, 76873, Coleman, TX 76878, 76884, 76888; score 0 (Coleman, TX), climate 14 (Coleman, TX): 79510.
DLRadar rescores Coleman, TX monthly; Coleman, TX readings join Coleman, TX foreclosure, lien and ownership parcels (Coleman, TX), so cost-squeezed Coleman, TX owners surface before listing.
Inside Texas, Coleman County ranks 155th of 254 counties for home-insurance distress at 27/100; Cochran County (27/100) sits just above Coleman County, and Cooke County (27/100) sits just below Coleman County.
Deterministic. Every Coleman County, TX signal traces to a public Coleman dataset (FEMA, NFIP, Census for Coleman, TX) · how insurance distress works in Coleman, TX · methodology
FAQ: Coleman County, TX insurance distress
What is the Coleman County, TX home-insurance-distress score?
Coleman, TX: 27/100 (LOW), #1,812 of 3,222, #146 in Texas. FEMA hazard, Coleman, TX: 52/100; NFIP stress, Coleman, TX: 0/100; construction, Coleman, TX: 31/100; Coleman, TX rescores monthly.
Is Coleman County insurance distress getting better or worse (TX)?
Coleman, TX: 30 in March 2026; Coleman, TX: 26 in October 2026 (better); Coleman, TX climate component 52.
Which Coleman County ZIP codes carry the most insurance distress (TX)?
Coleman, TX, June 2026: 76801 at 0, 76827 at 0, 76823 at 0, 76443 at 0; Coleman, TX climate scores there: 59, 59, 56, 25.
Why does Coleman, TX insurance distress create sellers?
A Coleman, TX premium outruns the Coleman, TX budget; a carrier leaves Coleman, TX; Coleman, TX carrying cost passes plan; Coleman, TX owners sell while current; Coleman, TX insurance distress leads Coleman, TX foreclosure data.