Colorado County, TX: Home-Insurance Distress & Forced-Sale Pressure
Colorado County, TX: 50/100 (elevated) home-insurance distress; Colorado, TX band MEDIUM; Colorado, TX #1,078 of 3,222 counties; Colorado, TX #103 of 254 in Texas; raw Colorado, TX 56.5.
FEMA hazard, Colorado, TX: 74/100; Colorado, TX declarations, three years: 3; Colorado, TX perils: 2 hurricane; Colorado, TX five-year count 2 (severity 3.0); Colorado, TX ten-year 2; hazard-weighted, Colorado, TX: 15.0.
Declared incidents on the Colorado, TX record: 2024 Hurricane 2 (Colorado, TX).
NFIP claims, Colorado, TX, three years: 1; Colorado, TX payouts $0; per Colorado, TX claim $0; Colorado, TX claim-stress 15/100.
Colorado, TX monthly score fell, 53 (March 2026) to 50 (October 2026); Colorado, TX by month: March 53, April 53, May 54, June 54 (Colorado, TX), July 52, August 53, September 52, October 50.
Colorado, TX components: climate 73, NFIP claims 15; Colorado, TX retreat index 50.
Construction distress, Colorado, TX: 56/100 as of August 2026 (Colorado, TX: 56/100 one-to-four unit, 6/100 multifamily).
Colorado, TX ZIPs, June 2026 (Colorado, TX, 16 highest): score 0 (Colorado, TX), climate 81 (Colorado, TX): 77435; score 0 (Colorado, TX), climate 78 (Colorado, TX): 77455; score 0 (Colorado, TX), climate 77 (Colorado, TX): 77964; score 0 (Colorado, TX), climate 65 (Colorado, TX): 77434; score 0 (Colorado, TX), climate 57 (Colorado, TX): 77412, 77442, 77460, 77470, Colorado, TX 77475, 78934, 78935, 78943, Colorado, TX 78951, 78962; score 0 (Colorado, TX), climate 56 (Colorado, TX): 78933, 78940.
DLRadar rescores Colorado, TX monthly; Colorado, TX readings join Colorado, TX foreclosure, lien and ownership parcels (Colorado, TX), so cost-squeezed Colorado, TX owners surface before listing.
Inside Texas, Colorado County ranks 103rd of 254 counties for home-insurance distress at 50/100; Burleson County (50/100) sits just above Colorado County, and Fayette County (50/100) sits just below Colorado County.
Deterministic. Every Colorado County, TX signal traces to a public Colorado dataset (FEMA, NFIP, Census for Colorado, TX) · how insurance distress works in Colorado, TX · methodology
FAQ: Colorado County, TX insurance distress
What is the Colorado County, TX home-insurance-distress score?
Colorado, TX: 50/100 (MEDIUM), #1,078 of 3,222, #103 in Texas. FEMA hazard, Colorado, TX: 74/100; NFIP stress, Colorado, TX: 15/100; construction, Colorado, TX: 56/100; Colorado, TX rescores monthly.
Is Colorado County insurance distress getting better or worse (TX)?
Colorado, TX: 53 in March 2026; Colorado, TX: 50 in October 2026 (better); Colorado, TX climate component 73; Colorado, TX NFIP claims score 15.
How many flood-insurance claims has Colorado County, TX had?
Colorado, TX: 1 NFIP claims, three years; Colorado, TX paid $0; per Colorado, TX claim $0; carriers reprice Colorado, TX against that record.
Which Colorado County ZIP codes carry the most insurance distress (TX)?
Colorado, TX, June 2026: 77435 at 0, 77455 at 0, 77964 at 0, 77434 at 0; Colorado, TX climate scores there: 81, 78, 77, 65.
Why does Colorado, TX insurance distress create sellers?
A Colorado, TX premium outruns the Colorado, TX budget; a carrier leaves Colorado, TX; Colorado, TX carrying cost passes plan; Colorado, TX owners sell while current; Colorado, TX insurance distress leads Colorado, TX foreclosure data.