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Culberson County, TX: Home-Insurance Distress & Forced-Sale Pressure

Culberson County, TX: 0/100 (low) home-insurance distress; Culberson, TX band ZERO; Culberson, TX #3,070 of 3,222 counties; Culberson, TX #201 of 254 in Texas; Culberson, TX coverage multiplier 0.70.

FEMA hazard, Culberson, TX: 0/100; Culberson, TX declarations, three years: none.

NFIP claims, Culberson, TX, three years: none; Culberson, TX claim-stress 0/100.

Culberson, TX monthly score: 0 in every month from March 2026 (Culberson, TX) through October 2026.

Culberson, TX components: all zero this month; Culberson, TX climate multiplier 0.70.

Construction distress, Culberson, TX: 64/100 as of August 2026 (Culberson, TX: 64/100 one-to-four unit, 0/100 multifamily).

Culberson, TX ZIPs, June 2026 (Culberson, TX, 2 highest): score 0 (Culberson, TX), climate 6 (Culberson, TX): 79855; score 0 (Culberson, TX), climate 5 (Culberson, TX): 79847.

DLRadar rescores Culberson, TX monthly; Culberson, TX readings join Culberson, TX foreclosure, lien and ownership parcels (Culberson, TX), so cost-squeezed Culberson, TX owners surface before listing.

Inside Texas, Culberson County ranks 201st of 254 counties for home-insurance distress at 0/100; Crosby County (0/100) sits just above Culberson County, and Dallam County (0/100) sits just below Culberson County.

Insurance distress
0/100
Culberson, TX: ZERO
National rank
#3070
Culberson, TX: of 3,222 counties
FEMA hazard
0/100
Culberson County hazard
NFIP claim stress
0/100
Culberson, TX 3-year
Flood claims (3y)
0
Culberson, TX
Claims paid (3y)
$0
Culberson, TX payouts
Per claim
$0
Culberson, TX
Construction distress
64/100
Culberson, TX

Deterministic. Every Culberson County, TX signal traces to a public Culberson dataset (FEMA, NFIP, Census for Culberson, TX) · how insurance distress works in Culberson, TX · methodology

FAQ: Culberson County, TX insurance distress

What is the Culberson County, TX home-insurance-distress score?

Culberson, TX: 0/100 (ZERO), #3,070 of 3,222, #201 in Texas. FEMA hazard, Culberson, TX: 0/100; NFIP stress, Culberson, TX: 0/100; construction, Culberson, TX: 64/100; Culberson, TX rescores monthly.

Is Culberson County insurance distress getting better or worse (TX)?

Culberson, TX: 0 in March 2026; Culberson, TX: 0 in October 2026 (unchanged).

Which Culberson County ZIP codes carry the most insurance distress (TX)?

Culberson, TX, June 2026: 79855 at 0, 79847 at 0; Culberson, TX climate scores there: 6, 5.

Why does Culberson, TX insurance distress create sellers?

A Culberson, TX premium outruns the Culberson, TX budget; a carrier leaves Culberson, TX; Culberson, TX carrying cost passes plan; Culberson, TX owners sell while current; Culberson, TX insurance distress leads Culberson, TX foreclosure data.

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