Denton County, TX: Home-Insurance Distress & Forced-Sale Pressure
Denton County, TX: 65/100 (elevated) home-insurance distress; Denton, TX band MEDIUM; Denton, TX #762 of 3,222 counties; Denton, TX #83 of 254 in Texas; raw Denton, TX 69.4.
FEMA hazard, Denton, TX: 52/100; Denton, TX declarations, three years: 3; Denton, TX perils: 2 flood; Denton, TX five-year count 2 (severity 3.0); Denton, TX ten-year 2; hazard-weighted, Denton, TX: 6.0.
Declared incidents on the Denton, TX record: 2024 Flood 2 (Denton, TX).
NFIP claims, Denton, TX, three years: 28; Denton, TX payouts $624,201; per Denton, TX claim $22,293; Denton, TX claim-stress 85/100.
Denton, TX monthly score fell, 69 (March 2026) to 65 (October 2026); Denton, TX by month: March 69, April 69, May 69, June 69 (Denton, TX), July 66, August 65, September 66, October 65.
Denton, TX components: climate 52, NFIP claims 85; Denton, TX retreat index 65.
Construction distress, Denton, TX: 60/100 as of August 2026 (Denton, TX: 58/100 one-to-four unit, 63/100 multifamily).
Denton, TX ZIPs, June 2026 (Denton, TX, 16 highest): score 0 (Denton, TX), climate 100 (Denton, TX): 75019; score 0 (Denton, TX), climate 99 (Denton, TX): 75009, 75024, 75078, 75093, Denton, TX 76092, 76177; score 0 (Denton, TX), climate 98 (Denton, TX): 75007, 75010, 75022, 75028, Denton, TX 75033, 75034, 75036, 75056, Denton, TX 75057.
DLRadar rescores Denton, TX monthly; Denton, TX readings join Denton, TX foreclosure, lien and ownership parcels (Denton, TX), so cost-squeezed Denton, TX owners surface before listing.
Inside Texas, Denton County ranks 81st of 254 counties for home-insurance distress at 65/100; Llano County (65/100) sits just above Denton County, and Bell County (65/100) sits just below Denton County.
Deterministic. Every Denton County, TX signal traces to a public Denton dataset (FEMA, NFIP, Census for Denton, TX) · how insurance distress works in Denton, TX · methodology
FAQ: Denton County, TX insurance distress
What is the Denton County, TX home-insurance-distress score?
Denton, TX: 65/100 (MEDIUM), #762 of 3,222, #83 in Texas. FEMA hazard, Denton, TX: 52/100; NFIP stress, Denton, TX: 85/100; construction, Denton, TX: 60/100; Denton, TX rescores monthly.
Is Denton County insurance distress getting better or worse (TX)?
Denton, TX: 69 in March 2026; Denton, TX: 65 in October 2026 (better); Denton, TX climate component 52; Denton, TX NFIP claims score 85.
How many flood-insurance claims has Denton County, TX had?
Denton, TX: 28 NFIP claims, three years; Denton, TX paid $624,201; per Denton, TX claim $22,293; carriers reprice Denton, TX against that record.
Which Denton County ZIP codes carry the most insurance distress (TX)?
Denton, TX, June 2026: 75019 at 0, 75009 at 0, 75024 at 0, 75078 at 0; Denton, TX climate scores there: 100, 99, 99, 99.
Why does Denton, TX insurance distress create sellers?
A Denton, TX premium outruns the Denton, TX budget; a carrier leaves Denton, TX; Denton, TX carrying cost passes plan; Denton, TX owners sell while current; Denton, TX insurance distress leads Denton, TX foreclosure data.