Donley County, TX: Home-Insurance Distress & Forced-Sale Pressure
Donley County, TX: 40/100 (moderate) home-insurance distress; Donley, TX band LOW; Donley, TX #1,328 of 3,222 counties; Donley, TX #116 of 254 in Texas; raw Donley, TX 46.8; Donley, TX coverage multiplier 0.85.
FEMA hazard, Donley, TX: 78/100; Donley, TX declarations, three years: 6; Donley, TX perils: 6 fire; Donley, TX five-year count 4 (severity 8.0); Donley, TX ten-year 4; hazard-weighted, Donley, TX: 12.0.
Declared incidents on the Donley, TX record: 2026 Fire 4; 2025 Fire 2 (Donley, TX).
NFIP claims, Donley, TX, three years: none; Donley, TX claim-stress 0/100.
Donley, TX monthly score rose, 36 (March 2026) to 39 (October 2026); Donley, TX by month: March 36, April 36, May 44, June 44 (Donley, TX), July 41, August 43, September 40, October 39.
Donley, TX components: climate 77; Donley, TX retreat index 39; Donley, TX climate multiplier 0.85.
Construction distress, Donley, TX: 52/100 as of August 2026 (Donley, TX: 52/100 one-to-four unit, 0/100 multifamily).
Donley, TX ZIPs, June 2026 (Donley, TX, 6 highest): score 0 (Donley, TX), climate 41 (Donley, TX): 79057; score 0 (Donley, TX), climate 40 (Donley, TX): 79039; score 0 (Donley, TX), climate 24 (Donley, TX): 79245; score 0 (Donley, TX), climate 23 (Donley, TX): 79237, 79240; score 0 (Donley, TX), climate 21 (Donley, TX): 79226.
DLRadar rescores Donley, TX monthly; Donley, TX readings join Donley, TX foreclosure, lien and ownership parcels (Donley, TX), so cost-squeezed Donley, TX owners surface before listing.
Inside Texas, Donley County ranks 116th of 254 counties for home-insurance distress at 40/100; Washington County (43/100) sits just above Donley County, and Edwards County (40/100) sits just below Donley County.
Deterministic. Every Donley County, TX signal traces to a public Donley dataset (FEMA, NFIP, Census for Donley, TX) · how insurance distress works in Donley, TX · methodology
FAQ: Donley County, TX insurance distress
What is the Donley County, TX home-insurance-distress score?
Donley, TX: 40/100 (LOW), #1,328 of 3,222, #116 in Texas. FEMA hazard, Donley, TX: 78/100; NFIP stress, Donley, TX: 0/100; construction, Donley, TX: 52/100; Donley, TX rescores monthly.
Is Donley County insurance distress getting better or worse (TX)?
Donley, TX: 36 in March 2026; Donley, TX: 39 in October 2026 (worse); Donley, TX climate component 77.
Which Donley County ZIP codes carry the most insurance distress (TX)?
Donley, TX, June 2026: 79057 at 0, 79039 at 0, 79245 at 0, 79237 at 0; Donley, TX climate scores there: 41, 40, 24, 23.
Why does Donley, TX insurance distress create sellers?
A Donley, TX premium outruns the Donley, TX budget; a carrier leaves Donley, TX; Donley, TX carrying cost passes plan; Donley, TX owners sell while current; Donley, TX insurance distress leads Donley, TX foreclosure data.