Edwards County, TX: Home-Insurance Distress & Forced-Sale Pressure
Edwards County, TX: 40/100 (moderate) home-insurance distress; Edwards, TX band LOW; Edwards, TX #1,329 of 3,222 counties; Edwards, TX #117 of 254 in Texas; raw Edwards, TX 52.0; Edwards, TX coverage multiplier 0.85.
FEMA hazard, Edwards, TX: 78/100; Edwards, TX declarations, three years: 9; Edwards, TX perils: 6 flood; Edwards, TX five-year count 2 (severity 4.0); Edwards, TX ten-year 2; hazard-weighted, Edwards, TX: 18.0.
Declared incidents on the Edwards, TX record: 2026 Flood 4; 2025 Flood 2 (Edwards, TX).
NFIP claims, Edwards, TX, three years: none; Edwards, TX claim-stress 0/100.
Edwards, TX monthly score rose, 30 (March 2026) to 39 (October 2026); Edwards, TX by month: March 30, April 30, May 30, June 30 (Edwards, TX), July 36, August 36, September 40, October 39.
Edwards, TX components: climate 77; Edwards, TX retreat index 39; Edwards, TX climate multiplier 0.85.
Construction distress, Edwards, TX: 4/100 as of August 2026 (Edwards, TX: 4/100 one-to-four unit, 0/100 multifamily).
Edwards, TX ZIPs, June 2026 (Edwards, TX, 4 highest): score 0 (Edwards, TX), climate 27 (Edwards, TX): 78833; score 0 (Edwards, TX), climate 23 (Edwards, TX): 78828; score 0 (Edwards, TX), climate 10 (Edwards, TX): 76950; score 0 (Edwards, TX), climate 5 (Edwards, TX): 78880.
DLRadar rescores Edwards, TX monthly; Edwards, TX readings join Edwards, TX foreclosure, lien and ownership parcels (Edwards, TX), so cost-squeezed Edwards, TX owners surface before listing.
Inside Texas, Edwards County ranks 117th of 254 counties for home-insurance distress at 40/100; Donley County (40/100) sits just above Edwards County, and Mason County (40/100) sits just below Edwards County.
Deterministic. Every Edwards County, TX signal traces to a public Edwards dataset (FEMA, NFIP, Census for Edwards, TX) · how insurance distress works in Edwards, TX · methodology
FAQ: Edwards County, TX insurance distress
What is the Edwards County, TX home-insurance-distress score?
Edwards, TX: 40/100 (LOW), #1,329 of 3,222, #117 in Texas. FEMA hazard, Edwards, TX: 78/100; NFIP stress, Edwards, TX: 0/100; construction, Edwards, TX: 4/100; Edwards, TX rescores monthly.
Is Edwards County insurance distress getting better or worse (TX)?
Edwards, TX: 30 in March 2026; Edwards, TX: 39 in October 2026 (worse); Edwards, TX climate component 77.
Which Edwards County ZIP codes carry the most insurance distress (TX)?
Edwards, TX, June 2026: 78833 at 0, 78828 at 0, 76950 at 0, 78880 at 0; Edwards, TX climate scores there: 27, 23, 10, 5.
Why does Edwards, TX insurance distress create sellers?
A Edwards, TX premium outruns the Edwards, TX budget; a carrier leaves Edwards, TX; Edwards, TX carrying cost passes plan; Edwards, TX owners sell while current; Edwards, TX insurance distress leads Edwards, TX foreclosure data.