El Paso County, TX: Home-Insurance Distress & Forced-Sale Pressure
El Paso County, TX: 27/100 (moderate) home-insurance distress; El Paso, TX band LOW; El Paso, TX #1,690 of 3,222 counties; El Paso, TX #173 of 254 in Texas; raw El Paso, TX 32.2; El Paso, TX coverage multiplier 0.85.
FEMA hazard, El Paso, TX: 0/100; El Paso, TX declarations, three years: none.
NFIP claims, El Paso, TX, three years: 18; El Paso, TX payouts $305,448; per El Paso, TX claim $16,969; El Paso, TX claim-stress 80/100.
El Paso, TX monthly score fell, 28 (March 2026) to 27 (October 2026); El Paso, TX by month: March 28, April 28, May 28, June 28 (El Paso, TX), July 28, August 28, September 28, October 27.
El Paso, TX components: NFIP claims 80; El Paso, TX retreat index 27; El Paso, TX climate multiplier 0.85.
Construction distress, El Paso, TX: 52/100 as of August 2026 (El Paso, TX: 51/100 one-to-four unit, 60/100 multifamily).
El Paso, TX ZIPs, June 2026 (El Paso, TX, 16 highest): score 0 (El Paso, TX), climate 94 (El Paso, TX): 79821, 79835, 79836, 79838, El Paso, TX 79849, 79853, 79901, 79902, El Paso, TX 79903, 79904, 79905, 79906, El Paso, TX 79907, 79908, 79911, 79912.
DLRadar rescores El Paso, TX monthly; El Paso, TX readings join El Paso, TX foreclosure, lien and ownership parcels (El Paso, TX), so cost-squeezed El Paso, TX owners surface before listing.
Inside Texas, El Paso County ranks 147th of 254 counties for home-insurance distress at 27/100; Wise County (28/100) sits just above El Paso County, and Hunt County (27/100) sits just below El Paso County.
Deterministic. Every El Paso County, TX signal traces to a public El Paso dataset (FEMA, NFIP, Census for El Paso, TX) · how insurance distress works in El Paso, TX · methodology
FAQ: El Paso County, TX insurance distress
What is the El Paso County, TX home-insurance-distress score?
El Paso, TX: 27/100 (LOW), #1,690 of 3,222, #173 in Texas. FEMA hazard, El Paso, TX: 0/100; NFIP stress, El Paso, TX: 80/100; construction, El Paso, TX: 52/100; El Paso, TX rescores monthly.
Is El Paso County insurance distress getting better or worse (TX)?
El Paso, TX: 28 in March 2026; El Paso, TX: 27 in October 2026 (better); El Paso, TX NFIP claims score 80.
How many flood-insurance claims has El Paso County, TX had?
El Paso, TX: 18 NFIP claims, three years; El Paso, TX paid $305,448; per El Paso, TX claim $16,969; carriers reprice El Paso, TX against that record.
Which El Paso County ZIP codes carry the most insurance distress (TX)?
El Paso, TX, June 2026: 79821 at 0, 79835 at 0, 79836 at 0, 79838 at 0; El Paso, TX climate scores there: 94, 94, 94, 94.
Why does El Paso, TX insurance distress create sellers?
A El Paso, TX premium outruns the El Paso, TX budget; a carrier leaves El Paso, TX; El Paso, TX carrying cost passes plan; El Paso, TX owners sell while current; El Paso, TX insurance distress leads El Paso, TX foreclosure data.