Fayette County, TX: Home-Insurance Distress & Forced-Sale Pressure
Fayette County, TX: 50/100 (elevated) home-insurance distress; Fayette, TX band MEDIUM; Fayette, TX #1,079 of 3,222 counties; Fayette, TX #104 of 254 in Texas.
FEMA hazard, Fayette, TX: 74/100; Fayette, TX declarations, three years: 2; Fayette, TX perils: 2 hurricane; Fayette, TX five-year count 2 (severity 3.0); Fayette, TX ten-year 2; hazard-weighted, Fayette, TX: 10.0.
Declared incidents on the Fayette, TX record: 2024 Hurricane 3 (Fayette, TX).
NFIP claims, Fayette, TX, three years: 1; Fayette, TX payouts $0; per Fayette, TX claim $0; Fayette, TX claim-stress 15/100.
Fayette, TX monthly score fell, 53 (March 2026) to 51 (October 2026); Fayette, TX by month: March 53, April 53, May 54, June 54 (Fayette, TX), July 52, August 53, September 52, October 51.
Fayette, TX components: climate 74, NFIP claims 15; Fayette, TX retreat index 51.
Construction distress, Fayette, TX: 85/100 as of August 2026 (Fayette, TX: 89/100 one-to-four unit, 0/100 multifamily).
Fayette, TX ZIPs, June 2026 (Fayette, TX, 15 highest): score 0 (Fayette, TX), climate 78 (Fayette, TX): 78957; score 0 (Fayette, TX), climate 77 (Fayette, TX): 78959; score 0 (Fayette, TX), climate 63 (Fayette, TX): 78932; score 0 (Fayette, TX), climate 62 (Fayette, TX): 78956; score 0 (Fayette, TX), climate 61 (Fayette, TX): 78941; score 0 (Fayette, TX), climate 57 (Fayette, TX): 78938, 78945, 78949, 78962, Fayette, TX 78963; score 0 (Fayette, TX), climate 56 (Fayette, TX): 78940, 78954; score 0 (Fayette, TX), climate 53 (Fayette, TX): 78950; score 0 (Fayette, TX), climate 47 (Fayette, TX): 78946; score 0 (Fayette, TX), climate 44 (Fayette, TX): 78942.
DLRadar rescores Fayette, TX monthly; Fayette, TX readings join Fayette, TX foreclosure, lien and ownership parcels (Fayette, TX), so cost-squeezed Fayette, TX owners surface before listing.
Inside Texas, Fayette County ranks 104th of 254 counties for home-insurance distress at 50/100; Colorado County (50/100) sits just above Fayette County, and Kinney County (47/100) sits just below Fayette County.
Deterministic. Every Fayette County, TX signal traces to a public Fayette dataset (FEMA, NFIP, Census for Fayette, TX) · how insurance distress works in Fayette, TX · methodology
FAQ: Fayette County, TX insurance distress
What is the Fayette County, TX home-insurance-distress score?
Fayette, TX: 50/100 (MEDIUM), #1,079 of 3,222, #104 in Texas. FEMA hazard, Fayette, TX: 74/100; NFIP stress, Fayette, TX: 15/100; construction, Fayette, TX: 85/100; Fayette, TX rescores monthly.
Is Fayette County insurance distress getting better or worse (TX)?
Fayette, TX: 53 in March 2026; Fayette, TX: 51 in October 2026 (better); Fayette, TX climate component 74; Fayette, TX NFIP claims score 15.
How many flood-insurance claims has Fayette County, TX had?
Fayette, TX: 1 NFIP claims, three years; Fayette, TX paid $0; per Fayette, TX claim $0; carriers reprice Fayette, TX against that record.
Which Fayette County ZIP codes carry the most insurance distress (TX)?
Fayette, TX, June 2026: 78957 at 0, 78959 at 0, 78932 at 0, 78956 at 0; Fayette, TX climate scores there: 78, 77, 63, 62.
Why does Fayette, TX insurance distress create sellers?
A Fayette, TX premium outruns the Fayette, TX budget; a carrier leaves Fayette, TX; Fayette, TX carrying cost passes plan; Fayette, TX owners sell while current; Fayette, TX insurance distress leads Fayette, TX foreclosure data.