Fort Bend County, TX: Home-Insurance Distress & Forced-Sale Pressure
Fort Bend County, TX: 80/100 (severe) home-insurance distress; Fort Bend, TX band HIGH; Fort Bend, TX #350 of 3,222 counties; Fort Bend, TX #29 of 254 in Texas.
FEMA hazard, Fort Bend, TX: 74/100; Fort Bend, TX declarations, three years: 2; Fort Bend, TX perils: 2 hurricane; Fort Bend, TX five-year count 2 (severity 3.0); Fort Bend, TX ten-year 2; hazard-weighted, Fort Bend, TX: 10.0.
Declared incidents on the Fort Bend, TX record: 2024 Hurricane 2 (Fort Bend, TX).
NFIP claims, Fort Bend, TX, three years: 153; Fort Bend, TX payouts $2,895,295; per Fort Bend, TX claim $18,923; Fort Bend, TX claim-stress 89/100.
Fort Bend, TX monthly score fell, 83 (March 2026) to 80 (October 2026); Fort Bend, TX by month: March 83, April 83, May 83, June 83 (Fort Bend, TX), July 82, August 83, September 81, October 80.
Fort Bend, TX components: climate 73, NFIP claims 89; Fort Bend, TX retreat index 80.
Construction distress, Fort Bend, TX: 59/100 as of August 2026 (Fort Bend, TX: 61/100 one-to-four unit, 46/100 multifamily).
Fort Bend, TX ZIPs, June 2026 (Fort Bend, TX, 16 highest): score 0 (Fort Bend, TX), climate 100 (Fort Bend, TX): 77031, 77082, 77085, 77099; score 0 (Fort Bend, TX), climate 99 (Fort Bend, TX): 77083, 77450; score 0 (Fort Bend, TX), climate 98 (Fort Bend, TX): 77053, 77406, 77407, 77417, Fort Bend, TX 77441, 77451, 77459, 77461, Fort Bend, TX 77464, 77469.
DLRadar rescores Fort Bend, TX monthly; Fort Bend, TX readings join Fort Bend, TX foreclosure, lien and ownership parcels (Fort Bend, TX), so cost-squeezed Fort Bend, TX owners surface before listing.
Inside Texas, Fort Bend County ranks 29th of 254 counties for home-insurance distress at 80/100; Angelina County (80/100) sits just above Fort Bend County, and Austin County (80/100) sits just below Fort Bend County.
Deterministic. Every Fort Bend County, TX signal traces to a public Fort Bend dataset (FEMA, NFIP, Census for Fort Bend, TX) · how insurance distress works in Fort Bend, TX · methodology
FAQ: Fort Bend County, TX insurance distress
What is the Fort Bend County, TX home-insurance-distress score?
Fort Bend, TX: 80/100 (HIGH), #350 of 3,222, #29 in Texas. FEMA hazard, Fort Bend, TX: 74/100; NFIP stress, Fort Bend, TX: 89/100; construction, Fort Bend, TX: 59/100; Fort Bend, TX rescores monthly.
Is Fort Bend County insurance distress getting better or worse (TX)?
Fort Bend, TX: 83 in March 2026; Fort Bend, TX: 80 in October 2026 (better); Fort Bend, TX climate component 73; Fort Bend, TX NFIP claims score 89.
How many flood-insurance claims has Fort Bend County, TX had?
Fort Bend, TX: 153 NFIP claims, three years; Fort Bend, TX paid $2,895,295; per Fort Bend, TX claim $18,923; carriers reprice Fort Bend, TX against that record.
Which Fort Bend County ZIP codes carry the most insurance distress (TX)?
Fort Bend, TX, June 2026: 77031 at 0, 77082 at 0, 77085 at 0, 77099 at 0; Fort Bend, TX climate scores there: 100, 100, 100, 100.
Why does Fort Bend, TX insurance distress create sellers?
A Fort Bend, TX premium outruns the Fort Bend, TX budget; a carrier leaves Fort Bend, TX; Fort Bend, TX carrying cost passes plan; Fort Bend, TX owners sell while current; Fort Bend, TX insurance distress leads Fort Bend, TX foreclosure data.