Frio County, TX: Home-Insurance Distress & Forced-Sale Pressure
Frio County, TX: 35/100 (moderate) home-insurance distress; Frio, TX band LOW; Frio, TX #1,490 of 3,222 counties; Frio, TX #135 of 254 in Texas; raw Frio, TX 41.0; Frio, TX coverage multiplier 0.85.
FEMA hazard, Frio, TX: 68/100; Frio, TX declarations, three years: 4; Frio, TX perils: 4 flood; hazard-weighted, Frio, TX: 8.0.
Declared incidents on the Frio, TX record: 2026 Flood 6 (Frio, TX).
NFIP claims, Frio, TX, three years: none; Frio, TX claim-stress 0/100.
Frio, TX monthly score rose, 0 (March 2026) to 35 (October 2026); Frio, TX by month: March 0, April 0, May 0, June 0 (Frio, TX), July 27, August 26, September 36, October 35.
Frio, TX components: climate 68; Frio, TX retreat index 35; Frio, TX climate multiplier 0.85.
Construction distress, Frio, TX: 20/100 as of August 2026 (Frio, TX: 20/100 one-to-four unit, 0/100 multifamily).
Frio, TX ZIPs, June 2026 (Frio, TX, 5 highest): score 0 (Frio, TX), climate 64 (Frio, TX): 78016; score 0 (Frio, TX), climate 50 (Frio, TX): 78057; score 0 (Frio, TX), climate 48 (Frio, TX): 78005; score 0 (Frio, TX), climate 47 (Frio, TX): 78061; score 0 (Frio, TX), climate 43 (Frio, TX): 78017.
DLRadar rescores Frio, TX monthly; Frio, TX readings join Frio, TX foreclosure, lien and ownership parcels (Frio, TX), so cost-squeezed Frio, TX owners surface before listing.
Inside Texas, Frio County ranks 135th of 254 counties for home-insurance distress at 35/100; Concho County (35/100) sits just above Frio County, and Hamilton County (35/100) sits just below Frio County.
Deterministic. Every Frio County, TX signal traces to a public Frio dataset (FEMA, NFIP, Census for Frio, TX) · how insurance distress works in Frio, TX · methodology
FAQ: Frio County, TX insurance distress
What is the Frio County, TX home-insurance-distress score?
Frio, TX: 35/100 (LOW), #1,490 of 3,222, #135 in Texas. FEMA hazard, Frio, TX: 68/100; NFIP stress, Frio, TX: 0/100; construction, Frio, TX: 20/100; Frio, TX rescores monthly.
Is Frio County insurance distress getting better or worse (TX)?
Frio, TX: 0 in March 2026; Frio, TX: 35 in October 2026 (worse); Frio, TX climate component 68.
Which Frio County ZIP codes carry the most insurance distress (TX)?
Frio, TX, June 2026: 78016 at 0, 78057 at 0, 78005 at 0, 78061 at 0; Frio, TX climate scores there: 64, 50, 48, 47.
Why does Frio, TX insurance distress create sellers?
A Frio, TX premium outruns the Frio, TX budget; a carrier leaves Frio, TX; Frio, TX carrying cost passes plan; Frio, TX owners sell while current; Frio, TX insurance distress leads Frio, TX foreclosure data.